Gender Gaps, Financial Inclusion and Social Integration in Kakuma Refugee Camp, Kenya

The integration or resettlement efforts aimed at self-reliance of refugees are requisite for their adaptation to social and economic shocks and consequently to their human development and contribution to economic growth. This study analyses the drivers of financial inclusion and social integration a...

Full description

Saved in:
Bibliographic Details
Main Author: Afrika Onguko Okello
Format: Article
Language:English
Published: MDPI AG 2025-03-01
Series:Economies
Subjects:
Online Access:https://www.mdpi.com/2227-7099/13/3/75
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1850090228438532096
author Afrika Onguko Okello
author_facet Afrika Onguko Okello
author_sort Afrika Onguko Okello
collection DOAJ
description The integration or resettlement efforts aimed at self-reliance of refugees are requisite for their adaptation to social and economic shocks and consequently to their human development and contribution to economic growth. This study analyses the drivers of financial inclusion and social integration and estimates the respective gender gap among households in Kakuma Refugee Camp, Kenya. Based on a 2019 socio-economic survey dataset, the study constructs indices to reveal the extent of financial inclusion and social integration. Using the ordered logistic regression, factors such as earning wages, asset accumulation, food security, social capital, education, and access to information demonstrate significant explanatory power for financial inclusion and social integration. The Blinder-Oaxaca decomposition technique for measuring the gender gap reveals that women are significantly better off with respect to financial inclusion compared to men. These results suggest that gendered financial inclusive and social integration programs can build refugee self-reliance. Accordingly, government and development partners should promote gender-inclusive strategies for refugees in Kenya. This study contributes to the literature on refugee financial inclusion and social integration by offering gender-specific insights into their barriers and enablers in protracted displacement contexts.
format Article
id doaj-art-818baea0874f459e8a57e4aaf56b94a7
institution DOAJ
issn 2227-7099
language English
publishDate 2025-03-01
publisher MDPI AG
record_format Article
series Economies
spelling doaj-art-818baea0874f459e8a57e4aaf56b94a72025-08-20T02:42:37ZengMDPI AGEconomies2227-70992025-03-011337510.3390/economies13030075Gender Gaps, Financial Inclusion and Social Integration in Kakuma Refugee Camp, KenyaAfrika Onguko Okello0African Economic Research Consortium (AERC), P.O. Box 62882-00200, Nairobi, KenyaThe integration or resettlement efforts aimed at self-reliance of refugees are requisite for their adaptation to social and economic shocks and consequently to their human development and contribution to economic growth. This study analyses the drivers of financial inclusion and social integration and estimates the respective gender gap among households in Kakuma Refugee Camp, Kenya. Based on a 2019 socio-economic survey dataset, the study constructs indices to reveal the extent of financial inclusion and social integration. Using the ordered logistic regression, factors such as earning wages, asset accumulation, food security, social capital, education, and access to information demonstrate significant explanatory power for financial inclusion and social integration. The Blinder-Oaxaca decomposition technique for measuring the gender gap reveals that women are significantly better off with respect to financial inclusion compared to men. These results suggest that gendered financial inclusive and social integration programs can build refugee self-reliance. Accordingly, government and development partners should promote gender-inclusive strategies for refugees in Kenya. This study contributes to the literature on refugee financial inclusion and social integration by offering gender-specific insights into their barriers and enablers in protracted displacement contexts.https://www.mdpi.com/2227-7099/13/3/75developmentfinancial inclusionforced displacementgender gaprefugeessocial integration
spellingShingle Afrika Onguko Okello
Gender Gaps, Financial Inclusion and Social Integration in Kakuma Refugee Camp, Kenya
Economies
development
financial inclusion
forced displacement
gender gap
refugees
social integration
title Gender Gaps, Financial Inclusion and Social Integration in Kakuma Refugee Camp, Kenya
title_full Gender Gaps, Financial Inclusion and Social Integration in Kakuma Refugee Camp, Kenya
title_fullStr Gender Gaps, Financial Inclusion and Social Integration in Kakuma Refugee Camp, Kenya
title_full_unstemmed Gender Gaps, Financial Inclusion and Social Integration in Kakuma Refugee Camp, Kenya
title_short Gender Gaps, Financial Inclusion and Social Integration in Kakuma Refugee Camp, Kenya
title_sort gender gaps financial inclusion and social integration in kakuma refugee camp kenya
topic development
financial inclusion
forced displacement
gender gap
refugees
social integration
url https://www.mdpi.com/2227-7099/13/3/75
work_keys_str_mv AT afrikaongukookello gendergapsfinancialinclusionandsocialintegrationinkakumarefugeecampkenya