Investing decisions and life satisfaction for the elderly investors

Our paper examines the impact of investment choices on life satisfaction among elderly investors, using longitudinal data from waves 4-8 of the Survey of Health, Ageing and Retirement in Europe (SHARE). We applied a two-stage regression approach: first, a logit regression to address endogeneity with...

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Main Authors: Adrian-Gabriel Enescu, Monica Răileanu Szeles
Format: Article
Language:English
Published: Taylor & Francis Group 2025-12-01
Series:Cogent Economics & Finance
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/23322039.2025.2514686
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author Adrian-Gabriel Enescu
Monica Răileanu Szeles
author_facet Adrian-Gabriel Enescu
Monica Răileanu Szeles
author_sort Adrian-Gabriel Enescu
collection DOAJ
description Our paper examines the impact of investment choices on life satisfaction among elderly investors, using longitudinal data from waves 4-8 of the Survey of Health, Ageing and Retirement in Europe (SHARE). We applied a two-stage regression approach: first, a logit regression to address endogeneity with an instrumental variable, followed by ordered logit regressions. Countries were grouped based on economic conditions. The results illustrate that aggressive investing is a significant predictor of life satisfaction among elderly investors in less developed countries. Furthermore, the positive impact of aggressive investing among elderly investors is maintained robust after replacing the response variable with the positive outlook on life for both groups of countries. Mediation analysis suggests that life meaning mediates the link between aggressive investing and life satisfaction, with investment behavior potentially providing elderly individuals with a sense of purpose. Another finding of our paper is that investors from less developed European countries reported higher life satisfaction than non-investors while controlling for other factors that may influence the relationship. We have formulated policy recommendations aimed at increasing the life satisfaction of the elderly.
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spelling doaj-art-809f5db06c3e4279abcde7f85770516e2025-08-20T03:45:28ZengTaylor & Francis GroupCogent Economics & Finance2332-20392025-12-0113110.1080/23322039.2025.2514686Investing decisions and life satisfaction for the elderly investorsAdrian-Gabriel Enescu0Monica Răileanu Szeles1Finance, Accounting and Economic Theory, Transilvania University of Brasov, Brasov, RomaniaFinance, Accounting and Economic Theory, Transilvania University of Brasov, Institute for Economic Forecasting, Romanian Academy, Brasov, RomaniaOur paper examines the impact of investment choices on life satisfaction among elderly investors, using longitudinal data from waves 4-8 of the Survey of Health, Ageing and Retirement in Europe (SHARE). We applied a two-stage regression approach: first, a logit regression to address endogeneity with an instrumental variable, followed by ordered logit regressions. Countries were grouped based on economic conditions. The results illustrate that aggressive investing is a significant predictor of life satisfaction among elderly investors in less developed countries. Furthermore, the positive impact of aggressive investing among elderly investors is maintained robust after replacing the response variable with the positive outlook on life for both groups of countries. Mediation analysis suggests that life meaning mediates the link between aggressive investing and life satisfaction, with investment behavior potentially providing elderly individuals with a sense of purpose. Another finding of our paper is that investors from less developed European countries reported higher life satisfaction than non-investors while controlling for other factors that may influence the relationship. We have formulated policy recommendations aimed at increasing the life satisfaction of the elderly.https://www.tandfonline.com/doi/10.1080/23322039.2025.2514686Investing decisionsportfolio riskinesslife satisfactionelderly populationG11 (Journal of Economic Literature Classification System)Investment & Securities
spellingShingle Adrian-Gabriel Enescu
Monica Răileanu Szeles
Investing decisions and life satisfaction for the elderly investors
Cogent Economics & Finance
Investing decisions
portfolio riskiness
life satisfaction
elderly population
G11 (Journal of Economic Literature Classification System)
Investment & Securities
title Investing decisions and life satisfaction for the elderly investors
title_full Investing decisions and life satisfaction for the elderly investors
title_fullStr Investing decisions and life satisfaction for the elderly investors
title_full_unstemmed Investing decisions and life satisfaction for the elderly investors
title_short Investing decisions and life satisfaction for the elderly investors
title_sort investing decisions and life satisfaction for the elderly investors
topic Investing decisions
portfolio riskiness
life satisfaction
elderly population
G11 (Journal of Economic Literature Classification System)
Investment & Securities
url https://www.tandfonline.com/doi/10.1080/23322039.2025.2514686
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