Knowledge, Attitude and Practice about Financial Literacy among Indian Ophthalmology Postgraduate Students
Purpose: To assess the knowledge, attitude and practice of financial literacy among Indian ophthalmology postgraduate students. Design: Cross-sectional study. Methods: A semi-structured online questionnaire-based cross-sectional study was conducted on 400 Indian ophthalmology postgraduate students....
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| Format: | Article |
| Language: | English |
| Published: |
Wolters Kluwer Medknow Publications
2025-04-01
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| Series: | TNOA Journal of Ophthalmic Science and Research |
| Subjects: | |
| Online Access: | https://journals.lww.com/10.4103/tjosr.tjosr_40_25 |
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| author | Nikhita Pandey Mahesh Babu N. A Sudhakar |
| author_facet | Nikhita Pandey Mahesh Babu N. A Sudhakar |
| author_sort | Nikhita Pandey |
| collection | DOAJ |
| description | Purpose:
To assess the knowledge, attitude and practice of financial literacy among Indian ophthalmology postgraduate students.
Design:
Cross-sectional study.
Methods:
A semi-structured online questionnaire-based cross-sectional study was conducted on 400 Indian ophthalmology postgraduate students. A semi-structured questionnaire was prepared by experts based on the available literature, which consisted of 10 knowledge, 7 attitude and 5 practice questions. The responses to the questionnaire were recorded and data was analysed using Statistical Package for the Social Sciences (SPSS) version 20.
Results:
Out of 400 participants, very few participants had good knowledge (n = 80, 20%). The mean knowledge score was 3.9 ± 2.5, median score was 3.5 (Interquartile range (IQR) = 2-6). Majority (n = 320, 80%) of participants had poor knowledge. The mean attitude score was 19.2 ± 1.6, median score was 21 (IQR 20-21). Majority of the participants (n = 380, 95%) had a positive attitude. The mean practice score was 1.8 ± 1.03. Majority of participants (n = 280, 70%) had poor practice. Individuals who agree with the notion of starting to invest at a young age are significantly more likely to have already begun investing their money (χ² = 35.51, P = 0.037).
Conclusion:
In our study, the majority of the participants had a positive attitude but poor knowledge and practice about financial literacy. Hence, having dedicated financial courses or incorporating such sessions in CMEs/conferences can prove to be very helpful for the upcoming ophthalmologists as it can improve their knowledge and practices, which in turn can lead to better-equipped clinical setups, considering the high-cost investments in setting up ophthalmic hospital in turn leading to better patient care. |
| format | Article |
| id | doaj-art-8073548a4da24e62bfb98dfc34952030 |
| institution | Kabale University |
| issn | 2589-4528 2589-4536 |
| language | English |
| publishDate | 2025-04-01 |
| publisher | Wolters Kluwer Medknow Publications |
| record_format | Article |
| series | TNOA Journal of Ophthalmic Science and Research |
| spelling | doaj-art-8073548a4da24e62bfb98dfc349520302025-08-20T03:44:43ZengWolters Kluwer Medknow PublicationsTNOA Journal of Ophthalmic Science and Research2589-45282589-45362025-04-0163219720210.4103/tjosr.tjosr_40_25Knowledge, Attitude and Practice about Financial Literacy among Indian Ophthalmology Postgraduate StudentsNikhita PandeyMahesh BabuN. A SudhakarPurpose: To assess the knowledge, attitude and practice of financial literacy among Indian ophthalmology postgraduate students. Design: Cross-sectional study. Methods: A semi-structured online questionnaire-based cross-sectional study was conducted on 400 Indian ophthalmology postgraduate students. A semi-structured questionnaire was prepared by experts based on the available literature, which consisted of 10 knowledge, 7 attitude and 5 practice questions. The responses to the questionnaire were recorded and data was analysed using Statistical Package for the Social Sciences (SPSS) version 20. Results: Out of 400 participants, very few participants had good knowledge (n = 80, 20%). The mean knowledge score was 3.9 ± 2.5, median score was 3.5 (Interquartile range (IQR) = 2-6). Majority (n = 320, 80%) of participants had poor knowledge. The mean attitude score was 19.2 ± 1.6, median score was 21 (IQR 20-21). Majority of the participants (n = 380, 95%) had a positive attitude. The mean practice score was 1.8 ± 1.03. Majority of participants (n = 280, 70%) had poor practice. Individuals who agree with the notion of starting to invest at a young age are significantly more likely to have already begun investing their money (χ² = 35.51, P = 0.037). Conclusion: In our study, the majority of the participants had a positive attitude but poor knowledge and practice about financial literacy. Hence, having dedicated financial courses or incorporating such sessions in CMEs/conferences can prove to be very helpful for the upcoming ophthalmologists as it can improve their knowledge and practices, which in turn can lead to better-equipped clinical setups, considering the high-cost investments in setting up ophthalmic hospital in turn leading to better patient care.https://journals.lww.com/10.4103/tjosr.tjosr_40_25financial literacykapophthalmology |
| spellingShingle | Nikhita Pandey Mahesh Babu N. A Sudhakar Knowledge, Attitude and Practice about Financial Literacy among Indian Ophthalmology Postgraduate Students TNOA Journal of Ophthalmic Science and Research financial literacy kap ophthalmology |
| title | Knowledge, Attitude and Practice about Financial Literacy among Indian Ophthalmology Postgraduate Students |
| title_full | Knowledge, Attitude and Practice about Financial Literacy among Indian Ophthalmology Postgraduate Students |
| title_fullStr | Knowledge, Attitude and Practice about Financial Literacy among Indian Ophthalmology Postgraduate Students |
| title_full_unstemmed | Knowledge, Attitude and Practice about Financial Literacy among Indian Ophthalmology Postgraduate Students |
| title_short | Knowledge, Attitude and Practice about Financial Literacy among Indian Ophthalmology Postgraduate Students |
| title_sort | knowledge attitude and practice about financial literacy among indian ophthalmology postgraduate students |
| topic | financial literacy kap ophthalmology |
| url | https://journals.lww.com/10.4103/tjosr.tjosr_40_25 |
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