Designing the Business Model of Qarz-Al-Hasna Digital Bank
Extensive environmental turbulence has caused various changes in economic, social and cultural fields, and has become the driver of many changes in the context of needs and preferences of customers. As an active form of Islamic banking in Iran, Qarz-Al-Hasna Banking has faced many issues and challen...
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Format: | Article |
Language: | fas |
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Imam Sadiq University
2024-06-01
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Series: | تحقیقات مالی اسلامی (پیوسته) |
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Online Access: | https://ifr.isu.ac.ir/article_77395_fa4d3b135bbe1bb215f2eb7c6b122662.pdf |
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author | Sajad Golchin Asadollah Ganjali Sayyed Saeed Shamsinajad |
author_facet | Sajad Golchin Asadollah Ganjali Sayyed Saeed Shamsinajad |
author_sort | Sajad Golchin |
collection | DOAJ |
description | Extensive environmental turbulence has caused various changes in economic, social and cultural fields, and has become the driver of many changes in the context of needs and preferences of customers. As an active form of Islamic banking in Iran, Qarz-Al-Hasna Banking has faced many issues and challenges that have overshadowed its survival and competitiveness. Therefore, the aim of this research is to answer the banking needs of Qarz-Al-Hasna Bank and specifically the territory of Qarz-Al-Hasna Mehr Bank of Iran in the face of digital variables, in the form of a business model. In this regard, the method of qualitative content analysis with analogical-inductive approach has been used to analyze the data and answer the research questions. Ritter's model is the basic framework in "Designing the Business Model of Qarz-Al-Hasna Digital Bank". In the data analysis that was done using Maxqda2020 software, a total of 255 basic themes and 29 subcategories were extracted and placed under the dimensions of value proposition, customers, value demonstration and capabilities. |
format | Article |
id | doaj-art-7df95ce027f846df92f46efd460b71d9 |
institution | Kabale University |
issn | 2251-8290 2588-6584 |
language | fas |
publishDate | 2024-06-01 |
publisher | Imam Sadiq University |
record_format | Article |
series | تحقیقات مالی اسلامی (پیوسته) |
spelling | doaj-art-7df95ce027f846df92f46efd460b71d92025-01-26T16:06:06ZfasImam Sadiq Universityتحقیقات مالی اسلامی (پیوسته)2251-82902588-65842024-06-0113227732010.30497/ifr.2024.245479.186477395Designing the Business Model of Qarz-Al-Hasna Digital BankSajad Golchin0Asadollah Ganjali1Sayyed Saeed Shamsinajad2M.A. Student, Business Management, Faculty of Islamic Studies and Management, Imam Sadiq University, Tehran, IranFaculty Member, Faculty of Islamic Studies and Management, Imam Sadeq University, Tehran, IranFaculty Member, Hazrat Masoumeh University, Qom, IranExtensive environmental turbulence has caused various changes in economic, social and cultural fields, and has become the driver of many changes in the context of needs and preferences of customers. As an active form of Islamic banking in Iran, Qarz-Al-Hasna Banking has faced many issues and challenges that have overshadowed its survival and competitiveness. Therefore, the aim of this research is to answer the banking needs of Qarz-Al-Hasna Bank and specifically the territory of Qarz-Al-Hasna Mehr Bank of Iran in the face of digital variables, in the form of a business model. In this regard, the method of qualitative content analysis with analogical-inductive approach has been used to analyze the data and answer the research questions. Ritter's model is the basic framework in "Designing the Business Model of Qarz-Al-Hasna Digital Bank". In the data analysis that was done using Maxqda2020 software, a total of 255 basic themes and 29 subcategories were extracted and placed under the dimensions of value proposition, customers, value demonstration and capabilities.https://ifr.isu.ac.ir/article_77395_fa4d3b135bbe1bb215f2eb7c6b122662.pdfbusiness modelbankingdigital bankingislamic bankingqarz-al-hasnadigitalization |
spellingShingle | Sajad Golchin Asadollah Ganjali Sayyed Saeed Shamsinajad Designing the Business Model of Qarz-Al-Hasna Digital Bank تحقیقات مالی اسلامی (پیوسته) business model banking digital banking islamic banking qarz-al-hasna digitalization |
title | Designing the Business Model of Qarz-Al-Hasna Digital Bank |
title_full | Designing the Business Model of Qarz-Al-Hasna Digital Bank |
title_fullStr | Designing the Business Model of Qarz-Al-Hasna Digital Bank |
title_full_unstemmed | Designing the Business Model of Qarz-Al-Hasna Digital Bank |
title_short | Designing the Business Model of Qarz-Al-Hasna Digital Bank |
title_sort | designing the business model of qarz al hasna digital bank |
topic | business model banking digital banking islamic banking qarz-al-hasna digitalization |
url | https://ifr.isu.ac.ir/article_77395_fa4d3b135bbe1bb215f2eb7c6b122662.pdf |
work_keys_str_mv | AT sajadgolchin designingthebusinessmodelofqarzalhasnadigitalbank AT asadollahganjali designingthebusinessmodelofqarzalhasnadigitalbank AT sayyedsaeedshamsinajad designingthebusinessmodelofqarzalhasnadigitalbank |