Latest Advancements in Credit Risk Assessment with Machine Learning and Deep Learning Techniques
A loan is vital for individuals and organizations to meet their goals. However, financial institutions face challenges like managing losses and missed opportunities in loan decisions. A key issue is the imbalanced datasets in credit risk assessment, hindering accurate predictions of defaulters. Prev...
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| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Sciendo
2024-12-01
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| Series: | Cybernetics and Information Technologies |
| Subjects: | |
| Online Access: | https://doi.org/10.2478/cait-2024-0034 |
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