APA (7th ed.) Citation

O'Neill, B., Gillen, M., & Jowers, K. Credit and Debt Repayment “Need to Knows” for Military Families. The University of Florida George A. Smathers Libraries.

Chicago Style (17th ed.) Citation

O'Neill, Barbara, Martie Gillen, and Kristen Jowers. Credit and Debt Repayment “Need to Knows” for Military Families. The University of Florida George A. Smathers Libraries.

MLA (9th ed.) Citation

O'Neill, Barbara, et al. Credit and Debt Repayment “Need to Knows” for Military Families. The University of Florida George A. Smathers Libraries.

Warning: These citations may not always be 100% accurate.