Empowerment as an Intervening Variable of the Influence of Microfinance on the Economic Growth of Micro, Small, and Medium Enterprises
This study aims to determine the effect of microfinance on the economic growth of MSMEs with empowerment as an intervening variable. This research uses a quantitative approach. The population in this study were BSI KC Purwokerto Karangkobar customers, sampling technique with probability sampling typ...
Saved in:
| Main Authors: | , , , , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
EDP Sciences
2025-01-01
|
| Series: | SHS Web of Conferences |
| Subjects: | |
| Online Access: | https://www.shs-conferences.org/articles/shsconf/pdf/2025/08/shsconf_uiseb2025_01005.pdf |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| _version_ | 1850119870867308544 |
|---|---|
| author | Musfiroh Mila Fursiana Salma Billa Fatur Apriyana Muslim Azis Hinawati Titik Sabrina Laila Khabib Ainun |
| author_facet | Musfiroh Mila Fursiana Salma Billa Fatur Apriyana Muslim Azis Hinawati Titik Sabrina Laila Khabib Ainun |
| author_sort | Musfiroh Mila Fursiana Salma |
| collection | DOAJ |
| description | This study aims to determine the effect of microfinance on the economic growth of MSMEs with empowerment as an intervening variable. This research uses a quantitative approach. The population in this study were BSI KC Purwokerto Karangkobar customers, sampling technique with probability sampling type simple random sampling, so that the sample used was 100 respondents. Data collection was obtained from the results of distributing questionnaires to BSI KC Purwokerto Karangkobar customers. The analysis technique uses Structural Equation Modeling (SEM) with the Partial Least Square (PLS) approach through SmartPLS 4.0 software. The results of this study indicate that microfinance has an effect on MSMEs economic growth, empowerment has no effect on MSMEs economic growth, and empowerment cannot strengthen the influence of microfinance variables on MSMEs economic growth. The implication in this study is that microfinance is able to increase the economic growth of MSMEs customers of BSI KC Purwokerto Karangkobar, so that indirectly BSI KC Purwokerto Karangkobar helps the economic growth of the MSMEs sector in Purwokerto Regency. |
| format | Article |
| id | doaj-art-794d48a2265f49a687f3b6708fdfcfe1 |
| institution | OA Journals |
| issn | 2261-2424 |
| language | English |
| publishDate | 2025-01-01 |
| publisher | EDP Sciences |
| record_format | Article |
| series | SHS Web of Conferences |
| spelling | doaj-art-794d48a2265f49a687f3b6708fdfcfe12025-08-20T02:35:32ZengEDP SciencesSHS Web of Conferences2261-24242025-01-012170100510.1051/shsconf/202521701005shsconf_uiseb2025_01005Empowerment as an Intervening Variable of the Influence of Microfinance on the Economic Growth of Micro, Small, and Medium EnterprisesMusfiroh Mila Fursiana Salma0Billa Fatur Apriyana1Muslim Azis2Hinawati Titik3Sabrina Laila4Khabib Ainun5Faculty of Economics and Business, Universitas Sains Al-Qur’anFaculty of Economics and Business, Universitas Sains Al-Qur’anUniversitas Islam Negeri Sunan KalijagaFaculty of Economics and Business, Universitas Sains Al-Qur’anFaculty of Economics and Business, Universitas Sains Al-Qur’anFaculty of Economics and Business, Universitas Sains Al-Qur’anThis study aims to determine the effect of microfinance on the economic growth of MSMEs with empowerment as an intervening variable. This research uses a quantitative approach. The population in this study were BSI KC Purwokerto Karangkobar customers, sampling technique with probability sampling type simple random sampling, so that the sample used was 100 respondents. Data collection was obtained from the results of distributing questionnaires to BSI KC Purwokerto Karangkobar customers. The analysis technique uses Structural Equation Modeling (SEM) with the Partial Least Square (PLS) approach through SmartPLS 4.0 software. The results of this study indicate that microfinance has an effect on MSMEs economic growth, empowerment has no effect on MSMEs economic growth, and empowerment cannot strengthen the influence of microfinance variables on MSMEs economic growth. The implication in this study is that microfinance is able to increase the economic growth of MSMEs customers of BSI KC Purwokerto Karangkobar, so that indirectly BSI KC Purwokerto Karangkobar helps the economic growth of the MSMEs sector in Purwokerto Regency.https://www.shs-conferences.org/articles/shsconf/pdf/2025/08/shsconf_uiseb2025_01005.pdfempowermentmicrofinancemudarabah contracteconomic growthmsmes |
| spellingShingle | Musfiroh Mila Fursiana Salma Billa Fatur Apriyana Muslim Azis Hinawati Titik Sabrina Laila Khabib Ainun Empowerment as an Intervening Variable of the Influence of Microfinance on the Economic Growth of Micro, Small, and Medium Enterprises SHS Web of Conferences empowerment microfinance mudarabah contract economic growth msmes |
| title | Empowerment as an Intervening Variable of the Influence of Microfinance on the Economic Growth of Micro, Small, and Medium Enterprises |
| title_full | Empowerment as an Intervening Variable of the Influence of Microfinance on the Economic Growth of Micro, Small, and Medium Enterprises |
| title_fullStr | Empowerment as an Intervening Variable of the Influence of Microfinance on the Economic Growth of Micro, Small, and Medium Enterprises |
| title_full_unstemmed | Empowerment as an Intervening Variable of the Influence of Microfinance on the Economic Growth of Micro, Small, and Medium Enterprises |
| title_short | Empowerment as an Intervening Variable of the Influence of Microfinance on the Economic Growth of Micro, Small, and Medium Enterprises |
| title_sort | empowerment as an intervening variable of the influence of microfinance on the economic growth of micro small and medium enterprises |
| topic | empowerment microfinance mudarabah contract economic growth msmes |
| url | https://www.shs-conferences.org/articles/shsconf/pdf/2025/08/shsconf_uiseb2025_01005.pdf |
| work_keys_str_mv | AT musfirohmilafursianasalma empowermentasaninterveningvariableoftheinfluenceofmicrofinanceontheeconomicgrowthofmicrosmallandmediumenterprises AT billafaturapriyana empowermentasaninterveningvariableoftheinfluenceofmicrofinanceontheeconomicgrowthofmicrosmallandmediumenterprises AT muslimazis empowermentasaninterveningvariableoftheinfluenceofmicrofinanceontheeconomicgrowthofmicrosmallandmediumenterprises AT hinawatititik empowermentasaninterveningvariableoftheinfluenceofmicrofinanceontheeconomicgrowthofmicrosmallandmediumenterprises AT sabrinalaila empowermentasaninterveningvariableoftheinfluenceofmicrofinanceontheeconomicgrowthofmicrosmallandmediumenterprises AT khabibainun empowermentasaninterveningvariableoftheinfluenceofmicrofinanceontheeconomicgrowthofmicrosmallandmediumenterprises |