Pengaruh kegunaan, kesesuaian, keuntungan relatif, motivasi hedonic, dan risiko yang dirasakan terhadap penggunaan mobile banking Bank Mandiri Surabaya dimediasi niat perilaku nasabah

Mobile banking has been popular as banking service in a couple of years. Many banks in Indonesia have their service, which gets attention from the customers and this make customers use mobile banking service. The study aims to examine the infl uence of perceived usefulness, compatibility, relative a...

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Main Authors: Muhammad Zainal Musthofa, Lindiawati Lindiawati
Format: Article
Language:English
Published: Research Center and Community Services 2018-10-01
Series:Journal of Business & Banking
Subjects:
Online Access:https://journal.perbanas.ac.id/index.php/jbb/article/view/1515
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author Muhammad Zainal Musthofa
Lindiawati Lindiawati
author_facet Muhammad Zainal Musthofa
Lindiawati Lindiawati
author_sort Muhammad Zainal Musthofa
collection DOAJ
description Mobile banking has been popular as banking service in a couple of years. Many banks in Indonesia have their service, which gets attention from the customers and this make customers use mobile banking service. The study aims to examine the infl uence of perceived usefulness, compatibility, relative advantage, hedonic motivation, and perceived risk on the usage of mobile-banking of Bank Mandiri Surabaya by customer’s behaviour intentions. The data were collected by using questionnaires to 125 responden that use Mandiri mobile-banking. The sample was taken by using a judgement sampling. The hypotheses were analyzed using a partial least square. This research represents to perceived usefulness, compatibility, relative advantage, hedonic motivation and perceived risk. The results shows that perceived usefulness and relative advantage have positive and significant effect, a while compatibility and hedonic motivation have a positive effect but not signifi cant and last perceived risk has a signifi cant and negatif effect on behaviour intentions.
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issn 2088-7841
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language English
publishDate 2018-10-01
publisher Research Center and Community Services
record_format Article
series Journal of Business & Banking
spelling doaj-art-77f2f504d22140afb4f6f972bc58cae82025-08-20T02:18:57ZengResearch Center and Community ServicesJournal of Business & Banking2088-78412303-34602018-10-018112114010.14414/jbb.v8i1.1515Pengaruh kegunaan, kesesuaian, keuntungan relatif, motivasi hedonic, dan risiko yang dirasakan terhadap penggunaan mobile banking Bank Mandiri Surabaya dimediasi niat perilaku nasabahMuhammad Zainal Musthofa0Lindiawati Lindiawati1STIE Perbanas SurabayaSTIE Perbanas SurabayaMobile banking has been popular as banking service in a couple of years. Many banks in Indonesia have their service, which gets attention from the customers and this make customers use mobile banking service. The study aims to examine the infl uence of perceived usefulness, compatibility, relative advantage, hedonic motivation, and perceived risk on the usage of mobile-banking of Bank Mandiri Surabaya by customer’s behaviour intentions. The data were collected by using questionnaires to 125 responden that use Mandiri mobile-banking. The sample was taken by using a judgement sampling. The hypotheses were analyzed using a partial least square. This research represents to perceived usefulness, compatibility, relative advantage, hedonic motivation and perceived risk. The results shows that perceived usefulness and relative advantage have positive and significant effect, a while compatibility and hedonic motivation have a positive effect but not signifi cant and last perceived risk has a signifi cant and negatif effect on behaviour intentions.https://journal.perbanas.ac.id/index.php/jbb/article/view/1515perceived usefulnesscompatibilityrealtive advantagehedonic motivationperceived riskusage and behaviour intentions
spellingShingle Muhammad Zainal Musthofa
Lindiawati Lindiawati
Pengaruh kegunaan, kesesuaian, keuntungan relatif, motivasi hedonic, dan risiko yang dirasakan terhadap penggunaan mobile banking Bank Mandiri Surabaya dimediasi niat perilaku nasabah
Journal of Business & Banking
perceived usefulness
compatibility
realtive advantage
hedonic motivation
perceived risk
usage and behaviour intentions
title Pengaruh kegunaan, kesesuaian, keuntungan relatif, motivasi hedonic, dan risiko yang dirasakan terhadap penggunaan mobile banking Bank Mandiri Surabaya dimediasi niat perilaku nasabah
title_full Pengaruh kegunaan, kesesuaian, keuntungan relatif, motivasi hedonic, dan risiko yang dirasakan terhadap penggunaan mobile banking Bank Mandiri Surabaya dimediasi niat perilaku nasabah
title_fullStr Pengaruh kegunaan, kesesuaian, keuntungan relatif, motivasi hedonic, dan risiko yang dirasakan terhadap penggunaan mobile banking Bank Mandiri Surabaya dimediasi niat perilaku nasabah
title_full_unstemmed Pengaruh kegunaan, kesesuaian, keuntungan relatif, motivasi hedonic, dan risiko yang dirasakan terhadap penggunaan mobile banking Bank Mandiri Surabaya dimediasi niat perilaku nasabah
title_short Pengaruh kegunaan, kesesuaian, keuntungan relatif, motivasi hedonic, dan risiko yang dirasakan terhadap penggunaan mobile banking Bank Mandiri Surabaya dimediasi niat perilaku nasabah
title_sort pengaruh kegunaan kesesuaian keuntungan relatif motivasi hedonic dan risiko yang dirasakan terhadap penggunaan mobile banking bank mandiri surabaya dimediasi niat perilaku nasabah
topic perceived usefulness
compatibility
realtive advantage
hedonic motivation
perceived risk
usage and behaviour intentions
url https://journal.perbanas.ac.id/index.php/jbb/article/view/1515
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