Data Attribute Selection with Information Gain to Improve Credit Approval Classification Performance using K-Nearest Neighbor Algorithm

Credit is one of the modern economic behaviors. In practice, credit can be either borrowing a certain amount of money or purchasing goods with a gradual payment process and within an agreed timeframe. Economic conditions that are less supportive and high community needs make people choose to buy go...

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Main Authors: Ivandari Ivandari, Tria Titiani Chasanah, Sattriedi Wahyu Binabar, M. Adib Al Karomi
Format: Article
Language:English
Published: Faculty of Islamic Economics and Business - Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan 2017-10-01
Series:International Journal of Islamic Business and Economics (IJIBEC)
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Online Access:http://e-journal.iainpekalongan.ac.id/index.php/IJIBEC/article/view/882
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author Ivandari Ivandari
Tria Titiani Chasanah
Sattriedi Wahyu Binabar
M. Adib Al Karomi
author_facet Ivandari Ivandari
Tria Titiani Chasanah
Sattriedi Wahyu Binabar
M. Adib Al Karomi
author_sort Ivandari Ivandari
collection DOAJ
description Credit is one of the modern economic behaviors. In practice, credit can be either borrowing a certain amount of money or purchasing goods with a gradual payment process and within an agreed timeframe. Economic conditions that are less supportive and high community needs make people choose to buy goods with this credit process. Unfortunately the high needs sometimes are not in line with the ability to make payments in accordance with the initial agreement. Such condition causes the payment process to be disrupted or also called the term “bad creditâ€. This research uses public data of credit card dataset from UCI repository and private data that is dataset of credit approval from local banking. The information gain algorithm is used to calculate the weights of each of the attributes. From the calculation results note that all attributes have different weights. This study resulted in the conclusion that not all data attributes influence the classification result. Suppose attribute A1 to UCI dataset as well as loan type attribute on local dataset that has information gain weight 0 (zero). The result of classification using K-Nearest Neighbors algorithm shows that there is an increase of 7.53% for UCI dataset and 3.26% for local dataset after feature selection on both datasets.
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issn 2599-3216
2615-420X
language English
publishDate 2017-10-01
publisher Faculty of Islamic Economics and Business - Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
record_format Article
series International Journal of Islamic Business and Economics (IJIBEC)
spelling doaj-art-771b8989ea0c4021b4cfccf96a04d4342025-08-20T02:23:11ZengFaculty of Islamic Economics and Business - Universitas Islam Negeri K.H. Abdurrahman Wahid PekalonganInternational Journal of Islamic Business and Economics (IJIBEC)2599-32162615-420X2017-10-011110.28918/ijibec.v1i1.882882Data Attribute Selection with Information Gain to Improve Credit Approval Classification Performance using K-Nearest Neighbor AlgorithmIvandari Ivandari0Tria Titiani Chasanah1Sattriedi Wahyu Binabar2M. Adib Al Karomi3STMIK Widya Pratama Pekalongan, IndonesiaSTIMIK Widya Pratama PekalonganSTMIK Widya Pratama PekalonganSTMIK Widya Pratama Pekalongan Credit is one of the modern economic behaviors. In practice, credit can be either borrowing a certain amount of money or purchasing goods with a gradual payment process and within an agreed timeframe. Economic conditions that are less supportive and high community needs make people choose to buy goods with this credit process. Unfortunately the high needs sometimes are not in line with the ability to make payments in accordance with the initial agreement. Such condition causes the payment process to be disrupted or also called the term “bad creditâ€. This research uses public data of credit card dataset from UCI repository and private data that is dataset of credit approval from local banking. The information gain algorithm is used to calculate the weights of each of the attributes. From the calculation results note that all attributes have different weights. This study resulted in the conclusion that not all data attributes influence the classification result. Suppose attribute A1 to UCI dataset as well as loan type attribute on local dataset that has information gain weight 0 (zero). The result of classification using K-Nearest Neighbors algorithm shows that there is an increase of 7.53% for UCI dataset and 3.26% for local dataset after feature selection on both datasets. http://e-journal.iainpekalongan.ac.id/index.php/IJIBEC/article/view/882KNN AccuracyFeature selectionfeature selectionCredit Approval
spellingShingle Ivandari Ivandari
Tria Titiani Chasanah
Sattriedi Wahyu Binabar
M. Adib Al Karomi
Data Attribute Selection with Information Gain to Improve Credit Approval Classification Performance using K-Nearest Neighbor Algorithm
International Journal of Islamic Business and Economics (IJIBEC)
KNN Accuracy
Feature selection
feature selection
Credit Approval
title Data Attribute Selection with Information Gain to Improve Credit Approval Classification Performance using K-Nearest Neighbor Algorithm
title_full Data Attribute Selection with Information Gain to Improve Credit Approval Classification Performance using K-Nearest Neighbor Algorithm
title_fullStr Data Attribute Selection with Information Gain to Improve Credit Approval Classification Performance using K-Nearest Neighbor Algorithm
title_full_unstemmed Data Attribute Selection with Information Gain to Improve Credit Approval Classification Performance using K-Nearest Neighbor Algorithm
title_short Data Attribute Selection with Information Gain to Improve Credit Approval Classification Performance using K-Nearest Neighbor Algorithm
title_sort data attribute selection with information gain to improve credit approval classification performance using k nearest neighbor algorithm
topic KNN Accuracy
Feature selection
feature selection
Credit Approval
url http://e-journal.iainpekalongan.ac.id/index.php/IJIBEC/article/view/882
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AT triatitianichasanah dataattributeselectionwithinformationgaintoimprovecreditapprovalclassificationperformanceusingknearestneighboralgorithm
AT sattriediwahyubinabar dataattributeselectionwithinformationgaintoimprovecreditapprovalclassificationperformanceusingknearestneighboralgorithm
AT madibalkaromi dataattributeselectionwithinformationgaintoimprovecreditapprovalclassificationperformanceusingknearestneighboralgorithm