Pitfall of Current three Lines of Defence Definition in Financial Service Sector

Current model of three lines of defence used widely in financial, insurance sector and in corporate governance has proven, especially during the financial crisis, not a very efficient. The “three lines of defence model” has been there for decades to model the interaction between the primary revenue...

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Bibliographic Details
Main Author: Doinița CIOCÎRLAN
Format: Article
Language:English
Published: Editura ASE 2017-10-01
Series:Revista de Management Comparat International
Subjects:
Online Access:https://www.rmci.ase.ro/no18vol4/04.pdf
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Summary:Current model of three lines of defence used widely in financial, insurance sector and in corporate governance has proven, especially during the financial crisis, not a very efficient. The “three lines of defence model” has been there for decades to model the interaction between the primary revenue generation and internal controls. Recently it has been shaped slightly differently by the regulators which changed even further the construction of this model. This paper will explore different organizational strategy which is a modification of the embedded three lines of defence model by proposing that all the controls are primarily own by the first line of defence.
ISSN:1582-3458
2601-0968