A Systematic Literature Review Of Religiosity On Customers' Decisions In Choosing Islamic Bank

This research aims to identify the influence of religiosity in determining customers' decisions to choose an Islamic bank using a systematic literature review (SLR) approach. The SLR stages start from identifying, assessing, and interpreting literature, resulting in 18 articles in 18 journals p...

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Main Authors: Dita Nur Amaliatul Chusniah, Andriani Samsuri
Format: Article
Language:English
Published: LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis 2023-10-01
Series:Jurnal Perbankan Syariah
Subjects:
Online Access:https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/1432
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author Dita Nur Amaliatul Chusniah
Andriani Samsuri
author_facet Dita Nur Amaliatul Chusniah
Andriani Samsuri
author_sort Dita Nur Amaliatul Chusniah
collection DOAJ
description This research aims to identify the influence of religiosity in determining customers' decisions to choose an Islamic bank using a systematic literature review (SLR) approach. The SLR stages start from identifying, assessing, and interpreting literature, resulting in 18 articles in 18 journals published in 2015-2022, indexed by SINTA, and having E-ISSN. The results of this research indicate that the influence of customer religiosity still has opportunities and challenges to be improved, as indicated by the low religiosity factors of each customer, such as the lack of religious calling that underlies attitudes and behavior, the basis for prohibiting usury and use limited to profit interests. The indicators of religiosity used to influence customers' decisions to choose an Islamic bank are the quality of Islamic products, avoiding riba transactions, the principle of profit sharing, and Islamic features. The research in the sample has a gap in results so it can become a gap for further research. The research proposals obtained in improving customer decisions are increasing religiosity, meeting customer needs, and the effectiveness of Islamic financial literacy. This research can be used as a reference for further research regarding the role of religiosity in influencing customers' decisions to choose Islamic banks.
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publisher LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
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spelling doaj-art-74c9b8b3f9d34aa2ab75458f8bed5c852025-08-20T01:57:45ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJurnal Perbankan Syariah2721-62412721-70942023-10-014224926510.46367/jps.v4i2.14321432A Systematic Literature Review Of Religiosity On Customers' Decisions In Choosing Islamic BankDita Nur Amaliatul Chusniah0Andriani Samsuri1Universitas Islam Negeri (UIN) Sunan Ampel Surabaya, IndonesiaUniversitas Islam Negeri (UIN) Sunan Ampel Surabaya, IndonesiaThis research aims to identify the influence of religiosity in determining customers' decisions to choose an Islamic bank using a systematic literature review (SLR) approach. The SLR stages start from identifying, assessing, and interpreting literature, resulting in 18 articles in 18 journals published in 2015-2022, indexed by SINTA, and having E-ISSN. The results of this research indicate that the influence of customer religiosity still has opportunities and challenges to be improved, as indicated by the low religiosity factors of each customer, such as the lack of religious calling that underlies attitudes and behavior, the basis for prohibiting usury and use limited to profit interests. The indicators of religiosity used to influence customers' decisions to choose an Islamic bank are the quality of Islamic products, avoiding riba transactions, the principle of profit sharing, and Islamic features. The research in the sample has a gap in results so it can become a gap for further research. The research proposals obtained in improving customer decisions are increasing religiosity, meeting customer needs, and the effectiveness of Islamic financial literacy. This research can be used as a reference for further research regarding the role of religiosity in influencing customers' decisions to choose Islamic banks.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/1432slrreligiositydecisionsislamic bank
spellingShingle Dita Nur Amaliatul Chusniah
Andriani Samsuri
A Systematic Literature Review Of Religiosity On Customers' Decisions In Choosing Islamic Bank
Jurnal Perbankan Syariah
slr
religiosity
decisions
islamic bank
title A Systematic Literature Review Of Religiosity On Customers' Decisions In Choosing Islamic Bank
title_full A Systematic Literature Review Of Religiosity On Customers' Decisions In Choosing Islamic Bank
title_fullStr A Systematic Literature Review Of Religiosity On Customers' Decisions In Choosing Islamic Bank
title_full_unstemmed A Systematic Literature Review Of Religiosity On Customers' Decisions In Choosing Islamic Bank
title_short A Systematic Literature Review Of Religiosity On Customers' Decisions In Choosing Islamic Bank
title_sort systematic literature review of religiosity on customers decisions in choosing islamic bank
topic slr
religiosity
decisions
islamic bank
url https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/1432
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AT andrianisamsuri asystematicliteraturereviewofreligiosityoncustomersdecisionsinchoosingislamicbank
AT ditanuramaliatulchusniah systematicliteraturereviewofreligiosityoncustomersdecisionsinchoosingislamicbank
AT andrianisamsuri systematicliteraturereviewofreligiosityoncustomersdecisionsinchoosingislamicbank