Financial determinants of economic growth: The Tanzanian perspective

This study investigated the influence of key financial variables on Tanzania's economic growth from 1990 to 2022, using time series data from the World Bank Development Indicators. The analysis examined the relationship between GDP growth and four financial variables: exchange rate, inflation,...

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Main Authors: Kembo Bwana, Mwanangwa Moharuma
Format: Article
Language:English
Published: Modern Finance Institute 2025-02-01
Series:Modern Finance
Subjects:
Online Access:https://mf-journal.com/article/view/208
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author Kembo Bwana
Mwanangwa Moharuma
author_facet Kembo Bwana
Mwanangwa Moharuma
author_sort Kembo Bwana
collection DOAJ
description This study investigated the influence of key financial variables on Tanzania's economic growth from 1990 to 2022, using time series data from the World Bank Development Indicators. The analysis examined the relationship between GDP growth and four financial variables: exchange rate, inflation, trade openness, and domestic credit to the private sector. After applying the Augmented Dickey-Fuller test, all variables became stationary after first differencing. The Johansen cointegration test identified four cointegrating relationships, and a Vector Error Correction Model captured both short-term dynamics and long-term equilibrium. Results indicated that exchange rate depreciation and inflation negatively affected GDP growth, while trade openness had a positive impact. Domestic credit’s effect was weak and insignificant. Based on these findings, it is recommended that the government and central bank should implement policies focusing on stabilizing the exchange rate, controlling inflation, improving financial sector efficiency, and enhancing trade integration for sustainable economic growth.
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spelling doaj-art-74be52a52daa48b188d45516a52c2f462025-08-20T02:15:07ZengModern Finance InstituteModern Finance2956-77422025-02-013110.61351/mf.v3i1.208Financial determinants of economic growth: The Tanzanian perspectiveKembo Bwana0Mwanangwa Moharuma1College of Business EducationCollege of Business EducationThis study investigated the influence of key financial variables on Tanzania's economic growth from 1990 to 2022, using time series data from the World Bank Development Indicators. The analysis examined the relationship between GDP growth and four financial variables: exchange rate, inflation, trade openness, and domestic credit to the private sector. After applying the Augmented Dickey-Fuller test, all variables became stationary after first differencing. The Johansen cointegration test identified four cointegrating relationships, and a Vector Error Correction Model captured both short-term dynamics and long-term equilibrium. Results indicated that exchange rate depreciation and inflation negatively affected GDP growth, while trade openness had a positive impact. Domestic credit’s effect was weak and insignificant. Based on these findings, it is recommended that the government and central bank should implement policies focusing on stabilizing the exchange rate, controlling inflation, improving financial sector efficiency, and enhancing trade integration for sustainable economic growth. https://mf-journal.com/article/view/208Gross domestic growthexchange rateinflationeconomyTanzania
spellingShingle Kembo Bwana
Mwanangwa Moharuma
Financial determinants of economic growth: The Tanzanian perspective
Modern Finance
Gross domestic growth
exchange rate
inflation
economy
Tanzania
title Financial determinants of economic growth: The Tanzanian perspective
title_full Financial determinants of economic growth: The Tanzanian perspective
title_fullStr Financial determinants of economic growth: The Tanzanian perspective
title_full_unstemmed Financial determinants of economic growth: The Tanzanian perspective
title_short Financial determinants of economic growth: The Tanzanian perspective
title_sort financial determinants of economic growth the tanzanian perspective
topic Gross domestic growth
exchange rate
inflation
economy
Tanzania
url https://mf-journal.com/article/view/208
work_keys_str_mv AT kembobwana financialdeterminantsofeconomicgrowththetanzanianperspective
AT mwanangwamoharuma financialdeterminantsofeconomicgrowththetanzanianperspective