Consumer and Corporate Debt in a 3D Macroeconomic Model

We build on the literature of consumer debt–income inequality nexus, by developing a post-Keynesian model of growth and income distribution that incorporates both consumer and corporate borrowing. Specifically, we examine a non-linear dynamic system of three differential equations of workers’ debt-t...

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Main Authors: Emilia G. Marsellou, Stylianos Kotsios
Format: Article
Language:English
Published: MDPI AG 2025-03-01
Series:Mathematics
Subjects:
Online Access:https://www.mdpi.com/2227-7390/13/7/1052
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author Emilia G. Marsellou
Stylianos Kotsios
author_facet Emilia G. Marsellou
Stylianos Kotsios
author_sort Emilia G. Marsellou
collection DOAJ
description We build on the literature of consumer debt–income inequality nexus, by developing a post-Keynesian model of growth and income distribution that incorporates both consumer and corporate borrowing. Specifically, we examine a non-linear dynamic system of three differential equations of workers’ debt-to-capital ratio, corporate debt-to-capital ratio, and the accumulation rate. We conduct simulations to solve the system for the long-run equilibrium points and examine local stability using the Routh–Hurwitz conditions. Additionally, we conduct a comparative statics analysis and investigate the stability of the model using a measure of the maximum distance among the three equilibrium points. Our key findings suggest that although our model shares several quantitative and qualitative aspects with the 2 × 2 models, the inclusion of corporate debt alters the impact of parameter changes on macroeconomic stability. This incorporation increases the number of parameters that have differing effects on stability across various scenarios. The ratio of external-to-internal borrowing, along with the interest rate, is among the few parameters that consistently undermines macroeconomic stability across all scenarios.
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spelling doaj-art-74017678e5bc41a8b4f041dabdbbbfc12025-08-20T03:08:57ZengMDPI AGMathematics2227-73902025-03-01137105210.3390/math13071052Consumer and Corporate Debt in a 3D Macroeconomic ModelEmilia G. Marsellou0Stylianos Kotsios1Centre of Planning and Economic Research (KEPE), 10672 Athens, GreeceUnit of Mathematics and Computer Science, Department of Economics, National and Kapodistrian University of Athens, 10559 Athens, GreeceWe build on the literature of consumer debt–income inequality nexus, by developing a post-Keynesian model of growth and income distribution that incorporates both consumer and corporate borrowing. Specifically, we examine a non-linear dynamic system of three differential equations of workers’ debt-to-capital ratio, corporate debt-to-capital ratio, and the accumulation rate. We conduct simulations to solve the system for the long-run equilibrium points and examine local stability using the Routh–Hurwitz conditions. Additionally, we conduct a comparative statics analysis and investigate the stability of the model using a measure of the maximum distance among the three equilibrium points. Our key findings suggest that although our model shares several quantitative and qualitative aspects with the 2 × 2 models, the inclusion of corporate debt alters the impact of parameter changes on macroeconomic stability. This incorporation increases the number of parameters that have differing effects on stability across various scenarios. The ratio of external-to-internal borrowing, along with the interest rate, is among the few parameters that consistently undermines macroeconomic stability across all scenarios.https://www.mdpi.com/2227-7390/13/7/1052consumer debtcorporate debtinequalitylocal stabilitymacroeconomic stabilitysimulation
spellingShingle Emilia G. Marsellou
Stylianos Kotsios
Consumer and Corporate Debt in a 3D Macroeconomic Model
Mathematics
consumer debt
corporate debt
inequality
local stability
macroeconomic stability
simulation
title Consumer and Corporate Debt in a 3D Macroeconomic Model
title_full Consumer and Corporate Debt in a 3D Macroeconomic Model
title_fullStr Consumer and Corporate Debt in a 3D Macroeconomic Model
title_full_unstemmed Consumer and Corporate Debt in a 3D Macroeconomic Model
title_short Consumer and Corporate Debt in a 3D Macroeconomic Model
title_sort consumer and corporate debt in a 3d macroeconomic model
topic consumer debt
corporate debt
inequality
local stability
macroeconomic stability
simulation
url https://www.mdpi.com/2227-7390/13/7/1052
work_keys_str_mv AT emiliagmarsellou consumerandcorporatedebtina3dmacroeconomicmodel
AT stylianoskotsios consumerandcorporatedebtina3dmacroeconomicmodel