Examining factors influencing Indian customers’ intentions and adoption of internet banking: Extending TAM with electronic service quality

This study conceptualizes and tests an integrative research model based on extended technology acceptance model (TAM) by integrating electronic service quality to strengthen the customer behavioral intention mediated through brand attitude in the context of e-banking in India. This study applies the...

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Main Authors: Amandeep Kaur, Garima Malik
Format: Article
Language:English
Published: LLC "CPC "Business Perspectives" 2019-06-01
Series:Innovative Marketing
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Online Access:https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/12094/IM_2019_02_Kaur.pdf
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author Amandeep Kaur
Garima Malik
author_facet Amandeep Kaur
Garima Malik
author_sort Amandeep Kaur
collection DOAJ
description This study conceptualizes and tests an integrative research model based on extended technology acceptance model (TAM) by integrating electronic service quality to strengthen the customer behavioral intention mediated through brand attitude in the context of e-banking in India. This study applies the cognitive, affective, and conative sequence to measure the antecedents and results of electronic service quality. The study has gathered a total of 455 usable responses by self-administered questionnaire through convenience sampling from young employed graduates aged between 16 and 29 years. Structural equation modelling techniques have been applied to the data and the results have provided that dimensions of electronic service quality model (customer service, web design, assurance, preferential treatment, information provision) relate to the electronic service quality. Electronic service quality and perceived usefulness significantly build customer attitude and intention to use internet banking services. However, against the TAM postulation, perceived ease of use does not influence customer’s intention to adopt internet banking service.
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publishDate 2019-06-01
publisher LLC "CPC "Business Perspectives"
record_format Article
series Innovative Marketing
spelling doaj-art-6f8e2b1cb5db47138be2b128351f16bb2025-08-20T03:10:02ZengLLC "CPC "Business Perspectives"Innovative Marketing1814-24271816-63262019-06-01152425710.21511/im.15(2).2019.0412094Examining factors influencing Indian customers’ intentions and adoption of internet banking: Extending TAM with electronic service qualityAmandeep Kaur0Garima Malik1Research Scholar, Management Studies Faculty, Department of Amity Business School, Amity University Associate Professor and Research Scholar, Management Studies Faculty, Department of Amity Business School, Amity UniversityThis study conceptualizes and tests an integrative research model based on extended technology acceptance model (TAM) by integrating electronic service quality to strengthen the customer behavioral intention mediated through brand attitude in the context of e-banking in India. This study applies the cognitive, affective, and conative sequence to measure the antecedents and results of electronic service quality. The study has gathered a total of 455 usable responses by self-administered questionnaire through convenience sampling from young employed graduates aged between 16 and 29 years. Structural equation modelling techniques have been applied to the data and the results have provided that dimensions of electronic service quality model (customer service, web design, assurance, preferential treatment, information provision) relate to the electronic service quality. Electronic service quality and perceived usefulness significantly build customer attitude and intention to use internet banking services. However, against the TAM postulation, perceived ease of use does not influence customer’s intention to adopt internet banking service.https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/12094/IM_2019_02_Kaur.pdfconsumer researchcustomer acquisitioncustomer attitudeelectronic bankingtechnology acceptance
spellingShingle Amandeep Kaur
Garima Malik
Examining factors influencing Indian customers’ intentions and adoption of internet banking: Extending TAM with electronic service quality
Innovative Marketing
consumer research
customer acquisition
customer attitude
electronic banking
technology acceptance
title Examining factors influencing Indian customers’ intentions and adoption of internet banking: Extending TAM with electronic service quality
title_full Examining factors influencing Indian customers’ intentions and adoption of internet banking: Extending TAM with electronic service quality
title_fullStr Examining factors influencing Indian customers’ intentions and adoption of internet banking: Extending TAM with electronic service quality
title_full_unstemmed Examining factors influencing Indian customers’ intentions and adoption of internet banking: Extending TAM with electronic service quality
title_short Examining factors influencing Indian customers’ intentions and adoption of internet banking: Extending TAM with electronic service quality
title_sort examining factors influencing indian customers intentions and adoption of internet banking extending tam with electronic service quality
topic consumer research
customer acquisition
customer attitude
electronic banking
technology acceptance
url https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/12094/IM_2019_02_Kaur.pdf
work_keys_str_mv AT amandeepkaur examiningfactorsinfluencingindiancustomersintentionsandadoptionofinternetbankingextendingtamwithelectronicservicequality
AT garimamalik examiningfactorsinfluencingindiancustomersintentionsandadoptionofinternetbankingextendingtamwithelectronicservicequality