Risk Transfer Mechanism for Agricultural Products Supply Chain Based on Weather Index Insurance

The risk management for agricultural products supply chain is more complex than that for typical manufacturing supply chain. Agricultural production is vulnerable to severe weather such as heavy rain, cyclones, and cold wave, which challenges the matching of random output with random demand for agri...

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Main Authors: Hongyong Fu, Jiawen Li, Yujie Li, Shengzhong Huang, Xiangkai Sun
Format: Article
Language:English
Published: Wiley 2018-01-01
Series:Complexity
Online Access:http://dx.doi.org/10.1155/2018/2369423
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author Hongyong Fu
Jiawen Li
Yujie Li
Shengzhong Huang
Xiangkai Sun
author_facet Hongyong Fu
Jiawen Li
Yujie Li
Shengzhong Huang
Xiangkai Sun
author_sort Hongyong Fu
collection DOAJ
description The risk management for agricultural products supply chain is more complex than that for typical manufacturing supply chain. Agricultural production is vulnerable to severe weather such as heavy rain, cyclones, and cold wave, which challenges the matching of random output with random demand for agricultural products supply chains. The goal of this paper is to design an effective risk transfer mechanism for managing severe weather risks so as to ensure the stable operation of the agricultural products supply chain. We study the coordination of two-level agricultural products supply chain with a single company and a single farmer under the influence of severe weather. Taking rainstorm weather as an example, this paper designs a risk transfer mechanism based on weather index (rainfall) insurance: “rainfall index insurance + revenue sharing + risk transfer fee.” It is found that this risk transfer mechanism can overcome distortion of the farmer’s agricultural investment level under the influence of severe weather. When the contract parameters meet certain conditions, using the risk transfer mechanism can achieve the supply chain coordination and a win-win situation. More importantly, weather change does not affect the Pareto improvement of the company and the farmer under the risk transfer mechanism. In addition, we also find that the company can incentivize the farmer to purchase weather index insurance and use the insurance market to shift the severe weather risk encountered during the agricultural production to protect the company’s and farmer’s income and the stable operation of the supply chain.
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id doaj-art-6d153e5c9d974e45a14bb6e75c9e9b3f
institution OA Journals
issn 1076-2787
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language English
publishDate 2018-01-01
publisher Wiley
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spelling doaj-art-6d153e5c9d974e45a14bb6e75c9e9b3f2025-08-20T02:24:03ZengWileyComplexity1076-27871099-05262018-01-01201810.1155/2018/23694232369423Risk Transfer Mechanism for Agricultural Products Supply Chain Based on Weather Index InsuranceHongyong Fu0Jiawen Li1Yujie Li2Shengzhong Huang3Xiangkai Sun4China Research Institute of Enterprise Governed by Law, Southwest University of Political Science and Law, 301 Baosheng Street, Chongqing 401120, ChinaChina Research Institute of Enterprise Governed by Law, Southwest University of Political Science and Law, 301 Baosheng Street, Chongqing 401120, ChinaChina Research Institute of Enterprise Governed by Law, Southwest University of Political Science and Law, 301 Baosheng Street, Chongqing 401120, ChinaChina Research Institute of Enterprise Governed by Law, Southwest University of Political Science and Law, 301 Baosheng Street, Chongqing 401120, ChinaCollege of Mathematics and Statistics, Chongqing Technology and Business University, Chongqing 400067, ChinaThe risk management for agricultural products supply chain is more complex than that for typical manufacturing supply chain. Agricultural production is vulnerable to severe weather such as heavy rain, cyclones, and cold wave, which challenges the matching of random output with random demand for agricultural products supply chains. The goal of this paper is to design an effective risk transfer mechanism for managing severe weather risks so as to ensure the stable operation of the agricultural products supply chain. We study the coordination of two-level agricultural products supply chain with a single company and a single farmer under the influence of severe weather. Taking rainstorm weather as an example, this paper designs a risk transfer mechanism based on weather index (rainfall) insurance: “rainfall index insurance + revenue sharing + risk transfer fee.” It is found that this risk transfer mechanism can overcome distortion of the farmer’s agricultural investment level under the influence of severe weather. When the contract parameters meet certain conditions, using the risk transfer mechanism can achieve the supply chain coordination and a win-win situation. More importantly, weather change does not affect the Pareto improvement of the company and the farmer under the risk transfer mechanism. In addition, we also find that the company can incentivize the farmer to purchase weather index insurance and use the insurance market to shift the severe weather risk encountered during the agricultural production to protect the company’s and farmer’s income and the stable operation of the supply chain.http://dx.doi.org/10.1155/2018/2369423
spellingShingle Hongyong Fu
Jiawen Li
Yujie Li
Shengzhong Huang
Xiangkai Sun
Risk Transfer Mechanism for Agricultural Products Supply Chain Based on Weather Index Insurance
Complexity
title Risk Transfer Mechanism for Agricultural Products Supply Chain Based on Weather Index Insurance
title_full Risk Transfer Mechanism for Agricultural Products Supply Chain Based on Weather Index Insurance
title_fullStr Risk Transfer Mechanism for Agricultural Products Supply Chain Based on Weather Index Insurance
title_full_unstemmed Risk Transfer Mechanism for Agricultural Products Supply Chain Based on Weather Index Insurance
title_short Risk Transfer Mechanism for Agricultural Products Supply Chain Based on Weather Index Insurance
title_sort risk transfer mechanism for agricultural products supply chain based on weather index insurance
url http://dx.doi.org/10.1155/2018/2369423
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AT jiawenli risktransfermechanismforagriculturalproductssupplychainbasedonweatherindexinsurance
AT yujieli risktransfermechanismforagriculturalproductssupplychainbasedonweatherindexinsurance
AT shengzhonghuang risktransfermechanismforagriculturalproductssupplychainbasedonweatherindexinsurance
AT xiangkaisun risktransfermechanismforagriculturalproductssupplychainbasedonweatherindexinsurance