Integrating AI Technologies in Interest-Free Finance: Advancing Sector Capabilities through Innovative Model Proposals

This study explores the intersection of artificial intelligence (AI) technologies and interest-free finance, delving into the transformative potential of financial technology advancements in this sector. The aim establishes a theoretical framework for a financial interaction model grounded in machi...

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Bibliographic Details
Main Authors: Ahmet Lokce, Ibrahim Guran Yumusak
Format: Article
Language:English
Published: Università degli Studi di Torino 2025-03-01
Series:European Journal of Islamic Finance
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Online Access:https://ojs.unito.it/index.php/EJIF/article/view/11516
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Summary:This study explores the intersection of artificial intelligence (AI) technologies and interest-free finance, delving into the transformative potential of financial technology advancements in this sector. The aim establishes a theoretical framework for a financial interaction model grounded in machine learning, a subset of AI technologies. This framework underpins the development of novel digital contract methods adhering to the principles of interest-free finance. Central to this investigation is conceptualising and evaluating the "Benefit Sharing Model," which utilizes machine-learning techniques. This model serves as the foundation for eight distinct digital contract proposals, offering innovative solutions for the operational challenges in the interest-free finance sector. These digital models facilitate various financial interactions, such as deposit collection and financing processes, for users within the interest-free financial system. A significant study component involves a comparative analysis of these smart contract proposals, envisioned as blockchain-based, smart, interest-free financial contracts, against existing models in the field. This comparison demonstrates the technical feasibility and applicability of these proposals and highlights their uniqueness and potential advantages. This research contributes to the diversification and expansion of interest-free financial technology applications by introducing smart contract models and exploring their practical implications. It underscores the possibilities for broadening the scope and enhancing the growth of the interest-free finance sector, marking a significant step towards integrating cutting-edge AI technologies into ethical and interest-free financial practices. TRANSLATE with x English Arabic Hebrew Polish Bulgarian Hindi Portuguese Catalan Hmong Daw Romanian Chinese Simplified Hungarian Russian Chinese Traditional Indonesian Slovak Czech Italian Slovenian Danish Japanese Spanish Dutch Klingon Swedish English Korean Thai Estonian Latvian Turkish Finnish Lithuanian Ukrainian French Malay Urdu German Maltese Vietnamese Greek Norwegian Welsh Haitian Creole Persian     TRANSLATE with COPY THE URL BELOW Back EMBED THE SNIPPET BELOW IN YOUR SITE Enable collaborative features and customize widget: Bing Webmaster Portal Back
ISSN:2421-2172