Banking digitalization in Spain: How branch closures and digital barriers reshape financial inclusion
This paper examines the impact of banking digitalization in Spain, focusing on the consequences of branch closures and digital barriers for financial inclusion. Using panel data from the Survey on Equipment and Use of Information and Communication Technologies in Households (2017–2021), a logit mode...
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| Main Authors: | Carlos Martínez de Ibarreta, Aurora Ruíz-Rúa, Covadonga Gijón, Fernando Fernández-Bonilla |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Elsevier
2025-06-01
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| Series: | Digital Business |
| Subjects: | |
| Online Access: | http://www.sciencedirect.com/science/article/pii/S2666954425000146 |
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