STUDY OF THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND TRUST ON SAVING INTEREST WITH DEMOGRAPHICS AS A MEDIATOR
The purpose of this study was to examine the influence of Islamic financial literacy and trust on savings interest, with demographics as a mediator. A descriptive quantitative approach was used, involving a population of active students in Lumajang Regency, with a sample size of 170 selected throug...
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| Format: | Article |
| Language: | English |
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Universitas Kristen Indonesian Paulus
2025-01-01
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| Series: | Accounting Profession Journal (APAJI) |
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| Online Access: | https://ojsapaji.org/index.php/apaji/article/view/256 |
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| author | Sukma Irdiana Kusnanto Darmawan Ninik Lukiana |
| author_facet | Sukma Irdiana Kusnanto Darmawan Ninik Lukiana |
| author_sort | Sukma Irdiana |
| collection | DOAJ |
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The purpose of this study was to examine the influence of Islamic financial literacy and trust on savings interest, with demographics as a mediator. A descriptive quantitative approach was used, involving a population of active students in Lumajang Regency, with a sample size of 170 selected through purposive sampling. Path analysis was employed as the technique. The findings show that Islamic financial literacy directly affects demographics, while trust does not. Islamic financial literacy does not influence savings interest, but trust and demographics do. Indirectly, Islamic financial literacy impacts savings interest through demographics, while trust does not.
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| format | Article |
| id | doaj-art-68fbd370f7284f019a789a4aadd9a692 |
| institution | Kabale University |
| issn | 2715-7695 2686-0058 |
| language | English |
| publishDate | 2025-01-01 |
| publisher | Universitas Kristen Indonesian Paulus |
| record_format | Article |
| series | Accounting Profession Journal (APAJI) |
| spelling | doaj-art-68fbd370f7284f019a789a4aadd9a6922025-02-01T18:16:44ZengUniversitas Kristen Indonesian PaulusAccounting Profession Journal (APAJI)2715-76952686-00582025-01-017110.35593/apaji.v7i1.256STUDY OF THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND TRUST ON SAVING INTEREST WITH DEMOGRAPHICS AS A MEDIATORSukma Irdiana0Kusnanto Darmawan1Ninik Lukiana2Institut Teknologi dan Bisnis Widya Gama LumajangInstitut Teknologi dan Bisnis Widya Gama LumajangInstitut Teknologi dan Bisnis Widya Gama Lumajang The purpose of this study was to examine the influence of Islamic financial literacy and trust on savings interest, with demographics as a mediator. A descriptive quantitative approach was used, involving a population of active students in Lumajang Regency, with a sample size of 170 selected through purposive sampling. Path analysis was employed as the technique. The findings show that Islamic financial literacy directly affects demographics, while trust does not. Islamic financial literacy does not influence savings interest, but trust and demographics do. Indirectly, Islamic financial literacy impacts savings interest through demographics, while trust does not. https://ojsapaji.org/index.php/apaji/article/view/256Islamic Financial Literacy, Trust, Interest in Saving, Demographics |
| spellingShingle | Sukma Irdiana Kusnanto Darmawan Ninik Lukiana STUDY OF THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND TRUST ON SAVING INTEREST WITH DEMOGRAPHICS AS A MEDIATOR Accounting Profession Journal (APAJI) Islamic Financial Literacy, Trust, Interest in Saving, Demographics |
| title | STUDY OF THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND TRUST ON SAVING INTEREST WITH DEMOGRAPHICS AS A MEDIATOR |
| title_full | STUDY OF THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND TRUST ON SAVING INTEREST WITH DEMOGRAPHICS AS A MEDIATOR |
| title_fullStr | STUDY OF THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND TRUST ON SAVING INTEREST WITH DEMOGRAPHICS AS A MEDIATOR |
| title_full_unstemmed | STUDY OF THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND TRUST ON SAVING INTEREST WITH DEMOGRAPHICS AS A MEDIATOR |
| title_short | STUDY OF THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND TRUST ON SAVING INTEREST WITH DEMOGRAPHICS AS A MEDIATOR |
| title_sort | study of the influence of islamic financial literacy and trust on saving interest with demographics as a mediator |
| topic | Islamic Financial Literacy, Trust, Interest in Saving, Demographics |
| url | https://ojsapaji.org/index.php/apaji/article/view/256 |
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