Analisis Kinerja dengan Menggunakan Pendekatan Rasio Camel

The goal of this research is to analyze the healtiness of banks seen from CAMEL category. The research applied a case study in PD BPR BKK Banjarharjo. The hypotheses tested using CAMEL analysis tools. The result of the study is that the modal used 2008 until 2010 is consideredin a healthy criteria....

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Main Authors: Sri Murdiati, Medi Tri Purwanto
Format: Article
Language:English
Published: Universitas Negeri Semarang 2014-03-01
Series:Jurnal Dinamika Manajemen
Subjects:
Online Access:https://journal.unnes.ac.id/nju/index.php/jdm/article/view/3648
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author Sri Murdiati
Medi Tri Purwanto
author_facet Sri Murdiati
Medi Tri Purwanto
author_sort Sri Murdiati
collection DOAJ
description The goal of this research is to analyze the healtiness of banks seen from CAMEL category. The research applied a case study in PD BPR BKK Banjarharjo. The hypotheses tested using CAMEL analysis tools. The result of the study is that the modal used 2008 until 2010 is consideredin a healthy criteria. The increasing ROA in 2008 until 2010 is considered healthy criteria for operational expenses incurred by the operating income. Such condition meant that the banks are able to manage the assets which are used to pay the obligations. The significant increasing of LDR over the years 2008 until 2010 makes the received funds by the bank to increase the savings deposits, time deposits and the core capital. As the recunts, the banks are able to increase credit disstribution. More over, the IRR showed a positive values in the face of market risks and the development of healthy levels in 2008 until 2010 for the components of Capital, Assets, Earnings and Liquidity tends to increase.
format Article
id doaj-art-64bfaedd42bd4fb8be0b0cd63ecdb2ad
institution Kabale University
issn 2086-0668
2337-5434
language English
publishDate 2014-03-01
publisher Universitas Negeri Semarang
record_format Article
series Jurnal Dinamika Manajemen
spelling doaj-art-64bfaedd42bd4fb8be0b0cd63ecdb2ad2025-08-20T03:34:25ZengUniversitas Negeri SemarangJurnal Dinamika Manajemen2086-06682337-54342014-03-015110.15294/jdm.v5i1.36483167Analisis Kinerja dengan Menggunakan Pendekatan Rasio CamelSri Murdiati0Medi Tri Purwanto1Universitas Pancasakti Tegal, Tegal dan STIE Widya Manggalia, BrebesUniversitas Pancasakti Tegal, Tegal dan STIE Widya Manggalia, BrebesThe goal of this research is to analyze the healtiness of banks seen from CAMEL category. The research applied a case study in PD BPR BKK Banjarharjo. The hypotheses tested using CAMEL analysis tools. The result of the study is that the modal used 2008 until 2010 is consideredin a healthy criteria. The increasing ROA in 2008 until 2010 is considered healthy criteria for operational expenses incurred by the operating income. Such condition meant that the banks are able to manage the assets which are used to pay the obligations. The significant increasing of LDR over the years 2008 until 2010 makes the received funds by the bank to increase the savings deposits, time deposits and the core capital. As the recunts, the banks are able to increase credit disstribution. More over, the IRR showed a positive values in the face of market risks and the development of healthy levels in 2008 until 2010 for the components of Capital, Assets, Earnings and Liquidity tends to increase.https://journal.unnes.ac.id/nju/index.php/jdm/article/view/3648camelhealthiness of bankcapitalassets earningsliquidity
spellingShingle Sri Murdiati
Medi Tri Purwanto
Analisis Kinerja dengan Menggunakan Pendekatan Rasio Camel
Jurnal Dinamika Manajemen
camel
healthiness of bank
capital
assets earnings
liquidity
title Analisis Kinerja dengan Menggunakan Pendekatan Rasio Camel
title_full Analisis Kinerja dengan Menggunakan Pendekatan Rasio Camel
title_fullStr Analisis Kinerja dengan Menggunakan Pendekatan Rasio Camel
title_full_unstemmed Analisis Kinerja dengan Menggunakan Pendekatan Rasio Camel
title_short Analisis Kinerja dengan Menggunakan Pendekatan Rasio Camel
title_sort analisis kinerja dengan menggunakan pendekatan rasio camel
topic camel
healthiness of bank
capital
assets earnings
liquidity
url https://journal.unnes.ac.id/nju/index.php/jdm/article/view/3648
work_keys_str_mv AT srimurdiati analisiskinerjadenganmenggunakanpendekatanrasiocamel
AT meditripurwanto analisiskinerjadenganmenggunakanpendekatanrasiocamel