Analysis of Bank Financial Performance with Financial Ratio: Analysis of CAR, NPF, BOPO, FDR and ROA in Indonesian Sharia Commercial Banks for the Period 2018-2022

Purpose: Analyze the Influence of CAR, NPF, BOPO and FDR on the Profitability (ROA) of Indonesian Sharia Commercial Banks registered with the Financial Services Authority (OJK) during the 2018-2022 period. Design/methodology/approach: This study uses a quantitative approach and uses secondary da...

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Bibliographic Details
Main Authors: Nur Samsi, Hepy Octalia Elfa Kolina, Agus Sukoco
Format: Article
Language:English
Published: LPPM of Narotama University Surabaya 2025-03-01
Series:IJEBD (International Journal of Entrepreneurship and Business Development)
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Online Access:https://jurnal.narotama.ac.id/index.php/ijebd/article/view/3266
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Summary:Purpose: Analyze the Influence of CAR, NPF, BOPO and FDR on the Profitability (ROA) of Indonesian Sharia Commercial Banks registered with the Financial Services Authority (OJK) during the 2018-2022 period. Design/methodology/approach: This study uses a quantitative approach and uses secondary data with a sample of 65 data obtained from 13 Sharia Commercial Banks with a time series of 2018-2022. Findings: CAR partially had a positive and significant effect on ROA, NPF partially had a positive and insignificant effect on ROA, BOPO partially had a negative and significant effect on ROA, FDR partially had a positive and insignificant effect on ROA, and CAR, NPF, BOPO, and FDR simultaneously had a positive and significant effect on ROA in Sharia Commercial Banks in Indonesia for the period 2018-2022. Paper type: Research paper
ISSN:2597-4750
2597-4785