Urbanization and the excess mortgage risk – an optimal mortgage model
Abstract This study investigates the optimal mortgage level and examines the impact of urbanization on the risk of excessive mortgage loan in China’s housing markets. We propose a new model to theoretically derive and measure both the optimal mortgage level and the degree of urbanization across diff...
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| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Springer Nature
2024-12-01
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| Series: | Humanities & Social Sciences Communications |
| Online Access: | https://doi.org/10.1057/s41599-024-04277-7 |
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