The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study

This paper studies the behavior of intellectual property pledge loan based on a specific social network and uses the method of experimental research to analyze the impact of factors on the comprehensive trust of intellectual property pledge loan. The results show that if direct cooperation records b...

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Main Authors: Hongyan Yan, Jiayi Wang, Jing Cui, Zeyun Yang, Min Ren
Format: Article
Language:English
Published: Wiley 2021-01-01
Series:Discrete Dynamics in Nature and Society
Online Access:http://dx.doi.org/10.1155/2021/4441406
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author Hongyan Yan
Jiayi Wang
Jing Cui
Zeyun Yang
Min Ren
author_facet Hongyan Yan
Jiayi Wang
Jing Cui
Zeyun Yang
Min Ren
author_sort Hongyan Yan
collection DOAJ
description This paper studies the behavior of intellectual property pledge loan based on a specific social network and uses the method of experimental research to analyze the impact of factors on the comprehensive trust of intellectual property pledge loan. The results show that if direct cooperation records between enterprises and banks are complete, the larger the scale of cooperation, the higher the trust of intellectual property pledge loans, and the nearer the cooperation record to the present time, the greater the credibility of enterprise cooperation. If there is no direct cooperation record between enterprises and banks, or cooperation record is incomplete, in accordance with the trust evaluation of the recommended members on the intellectual property pledge loan enterprise, the smaller the degree of trust at a certain recommendation node, the lower the credibility of enterprises at this node correspondingly, and the lower the perceived risk tolerance of banks, the lower the cooperation satisfaction in the intellectual property pledge loan enterprises.
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institution Kabale University
issn 1607-887X
language English
publishDate 2021-01-01
publisher Wiley
record_format Article
series Discrete Dynamics in Nature and Society
spelling doaj-art-625d40f4c78345a387de4818e5e64e8a2025-08-20T03:34:41ZengWileyDiscrete Dynamics in Nature and Society1607-887X2021-01-01202110.1155/2021/4441406The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental StudyHongyan Yan0Jiayi Wang1Jing Cui2Zeyun Yang3Min Ren4Beijing Union UniversityBeijing Union UniversityBeijing Union UniversityBeijing Union UniversityBeijing Union UniversityThis paper studies the behavior of intellectual property pledge loan based on a specific social network and uses the method of experimental research to analyze the impact of factors on the comprehensive trust of intellectual property pledge loan. The results show that if direct cooperation records between enterprises and banks are complete, the larger the scale of cooperation, the higher the trust of intellectual property pledge loans, and the nearer the cooperation record to the present time, the greater the credibility of enterprise cooperation. If there is no direct cooperation record between enterprises and banks, or cooperation record is incomplete, in accordance with the trust evaluation of the recommended members on the intellectual property pledge loan enterprise, the smaller the degree of trust at a certain recommendation node, the lower the credibility of enterprises at this node correspondingly, and the lower the perceived risk tolerance of banks, the lower the cooperation satisfaction in the intellectual property pledge loan enterprises.http://dx.doi.org/10.1155/2021/4441406
spellingShingle Hongyan Yan
Jiayi Wang
Jing Cui
Zeyun Yang
Min Ren
The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
Discrete Dynamics in Nature and Society
title The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
title_full The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
title_fullStr The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
title_full_unstemmed The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
title_short The Influencing Factors of Intellectual Property Pledge Loan Trust: A Social Network Theory-Based Experimental Study
title_sort influencing factors of intellectual property pledge loan trust a social network theory based experimental study
url http://dx.doi.org/10.1155/2021/4441406
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