Evaluating the experience of the state of Qatar in the Islamic Takaful Insurance industry as a pioneering model in the economies of Arab countries during the period (2013-2020)

This study aimed at diagnosing the reality of the Islamic Takaful Insurance industry at the global level, and evaluating the financial performance of Islamic Takaful companies in the State of Qatar, according to three criteria: policyholders' assets, policyholders' contributions, and insu...

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Main Authors: Aboubaker Bossalem, Daoud Ghediri, Fateh Serdouk
Format: Article
Language:Arabic
Published: University of Oran 2 Mohamed Ben Ahmed 2022-06-01
Series:Advanced Research in Economics and Business Strategy Journal
Online Access:https://revue.univ-oran2.dz/Revue/AREBUS/index.php/AREBUS/article/view/25
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author Aboubaker Bossalem
Daoud Ghediri
Fateh Serdouk
author_facet Aboubaker Bossalem
Daoud Ghediri
Fateh Serdouk
author_sort Aboubaker Bossalem
collection DOAJ
description This study aimed at diagnosing the reality of the Islamic Takaful Insurance industry at the global level, and evaluating the financial performance of Islamic Takaful companies in the State of Qatar, according to three criteria: policyholders' assets, policyholders' contributions, and insurance surpluses, then arranging them according to the best financial performance. This study concluded that Islamic Takaful Insurance constitutes a very small part of the Islamic finance industry (globally (2%), in Qatar (1%)). It also concluded that Islamic Takaful Insurance companies in the State of Qatar enjoy acceptable financial performance efficiency, topped by two companies: Islamic and Bema, followed by a lesser degree each of the Gulf and General Takaful Company, to come in the rank The latter is the Doha Takaful Company. تقييم التجربة القطرية في صناعة التأمين التكافلي كنموذج رائد في اقتصاديات الدول العربية خلال الفترة 2013-2020 الملخص: هدفت هذه الدراسة إلى تشخيص واقع صناعة التأمين التكافلي الإسلامي على الصعيد العالمي، وتقييم الأداء المالي لشركات التكافل الإسلامي بدولة قطر، وفق ثلاثة معايير تمثلت في: موجودات حملة الوثائق، اشتراكات حملة الوثائق، والفوائض التأمينية، ثم ترتيبها حسب الأداء المالي الأفضل. وخلصت هذه الدراسة أنّ التأمين التكافلي الإسلامي يشكل جزءاً ضئيلا جدا من صناعة التمويل الإسلامي (عالميا  2%)، بدولة قطر (1%)، كما توصلت إلى أنّ شركات التأمين التكافلي الإسلامي بدولة قطر تتمتع بكفاءة أداء مالي مقبولة، تتصدرها شركتان وهما: الإسلامية وبيمه، تليهما بدرجة أقل كل من شركة الخليج والعامة للتكافل، لتأتي في المرتبة الأخيرة شركة الدوحة للتكافل.
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spelling doaj-art-615f6aeb074643a2903cb5b5a791c44b2025-08-20T03:51:58ZaraUniversity of Oran 2 Mohamed Ben AhmedAdvanced Research in Economics and Business Strategy Journal2716-94212773-38072022-06-013110.52919/arebus.v3i1.25Evaluating the experience of the state of Qatar in the Islamic Takaful Insurance industry as a pioneering model in the economies of Arab countries during the period (2013-2020)Aboubaker Bossalem0Daoud Ghediri1 Fateh Serdouk2(University Centre of Nour Bachir-El-Bayadh, LESDEDD Laboratory, Algeria)(University Centre of Abdelhafid Boussouf-Mila, LEZINRU Laboratory, Algeria),University of Mohammed Seddik Benyahia-Jijel, LEODD Laboratory, Algeria This study aimed at diagnosing the reality of the Islamic Takaful Insurance industry at the global level, and evaluating the financial performance of Islamic Takaful companies in the State of Qatar, according to three criteria: policyholders' assets, policyholders' contributions, and insurance surpluses, then arranging them according to the best financial performance. This study concluded that Islamic Takaful Insurance constitutes a very small part of the Islamic finance industry (globally (2%), in Qatar (1%)). It also concluded that Islamic Takaful Insurance companies in the State of Qatar enjoy acceptable financial performance efficiency, topped by two companies: Islamic and Bema, followed by a lesser degree each of the Gulf and General Takaful Company, to come in the rank The latter is the Doha Takaful Company. تقييم التجربة القطرية في صناعة التأمين التكافلي كنموذج رائد في اقتصاديات الدول العربية خلال الفترة 2013-2020 الملخص: هدفت هذه الدراسة إلى تشخيص واقع صناعة التأمين التكافلي الإسلامي على الصعيد العالمي، وتقييم الأداء المالي لشركات التكافل الإسلامي بدولة قطر، وفق ثلاثة معايير تمثلت في: موجودات حملة الوثائق، اشتراكات حملة الوثائق، والفوائض التأمينية، ثم ترتيبها حسب الأداء المالي الأفضل. وخلصت هذه الدراسة أنّ التأمين التكافلي الإسلامي يشكل جزءاً ضئيلا جدا من صناعة التمويل الإسلامي (عالميا  2%)، بدولة قطر (1%)، كما توصلت إلى أنّ شركات التأمين التكافلي الإسلامي بدولة قطر تتمتع بكفاءة أداء مالي مقبولة، تتصدرها شركتان وهما: الإسلامية وبيمه، تليهما بدرجة أقل كل من شركة الخليج والعامة للتكافل، لتأتي في المرتبة الأخيرة شركة الدوحة للتكافل. https://revue.univ-oran2.dz/Revue/AREBUS/index.php/AREBUS/article/view/25
spellingShingle Aboubaker Bossalem
Daoud Ghediri
Fateh Serdouk
Evaluating the experience of the state of Qatar in the Islamic Takaful Insurance industry as a pioneering model in the economies of Arab countries during the period (2013-2020)
Advanced Research in Economics and Business Strategy Journal
title Evaluating the experience of the state of Qatar in the Islamic Takaful Insurance industry as a pioneering model in the economies of Arab countries during the period (2013-2020)
title_full Evaluating the experience of the state of Qatar in the Islamic Takaful Insurance industry as a pioneering model in the economies of Arab countries during the period (2013-2020)
title_fullStr Evaluating the experience of the state of Qatar in the Islamic Takaful Insurance industry as a pioneering model in the economies of Arab countries during the period (2013-2020)
title_full_unstemmed Evaluating the experience of the state of Qatar in the Islamic Takaful Insurance industry as a pioneering model in the economies of Arab countries during the period (2013-2020)
title_short Evaluating the experience of the state of Qatar in the Islamic Takaful Insurance industry as a pioneering model in the economies of Arab countries during the period (2013-2020)
title_sort evaluating the experience of the state of qatar in the islamic takaful insurance industry as a pioneering model in the economies of arab countries during the period 2013 2020
url https://revue.univ-oran2.dz/Revue/AREBUS/index.php/AREBUS/article/view/25
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AT daoudghediri evaluatingtheexperienceofthestateofqatarintheislamictakafulinsuranceindustryasapioneeringmodelintheeconomiesofarabcountriesduringtheperiod20132020
AT fatehserdouk evaluatingtheexperienceofthestateofqatarintheislamictakafulinsuranceindustryasapioneeringmodelintheeconomiesofarabcountriesduringtheperiod20132020