ANALISIS DINAMIKA BAGI HASIL DEPOSITO MUDHARABAH, SUKU BUNGA DAN INFLASI TERHADAP JUMLAH DEPOSITO MUDHARABAH PADA PT. BANK MUAMALAT INDONESIA (2018-2023)

This study aims to analyze the impact of Mudharabah deposit profit-sharing rates, conventional bank interest rates, and inflation on the Mudharabah deposit amount at PT. Bank Muamalat Indonesia from 2018 to 2023. Using a quantitative approach with secondary data from financial reports, the study em...

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Main Authors: Audiatul Manzilah, Suprihadi Suprihadi
Format: Article
Language:English
Published: Accounting Department Institut Teknologi dan Bisnis Asia Malang 2025-01-01
Series:Riset Akuntansi
Subjects:
Online Access:https://jurnal.stie.asia.ac.id/index.php/ristansi/article/view/2311
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author Audiatul Manzilah
Suprihadi Suprihadi
author_facet Audiatul Manzilah
Suprihadi Suprihadi
author_sort Audiatul Manzilah
collection DOAJ
description This study aims to analyze the impact of Mudharabah deposit profit-sharing rates, conventional bank interest rates, and inflation on the Mudharabah deposit amount at PT. Bank Muamalat Indonesia from 2018 to 2023. Using a quantitative approach with secondary data from financial reports, the study employed multiple linear regression analysis. The sample consists of quarterly financial data from 2018 to 2023, totaling 24 observations. The results show that while the profit-sharing rate has no significant effect on Mudharabah deposits, the interest rate has a significant positive impact. Inflation does not significantly affect the Mudharabah deposit amounts. This study globally reveals the dynamics of Mudharabah deposits, there by aiding in formulating strategies to enhance the competitiveness of Islamic banks.
format Article
id doaj-art-60b1a6ef8c814e94967b35b1ef40a03e
institution Kabale University
issn 2775-2267
language English
publishDate 2025-01-01
publisher Accounting Department Institut Teknologi dan Bisnis Asia Malang
record_format Article
series Riset Akuntansi
spelling doaj-art-60b1a6ef8c814e94967b35b1ef40a03e2025-02-06T07:16:11ZengAccounting Department Institut Teknologi dan Bisnis Asia MalangRiset Akuntansi2775-22672025-01-015210.32815/ristansi.v5i2.2311ANALISIS DINAMIKA BAGI HASIL DEPOSITO MUDHARABAH, SUKU BUNGA DAN INFLASI TERHADAP JUMLAH DEPOSITO MUDHARABAH PADA PT. BANK MUAMALAT INDONESIA (2018-2023)Audiatul Manzilah0Suprihadi Suprihadi1Sekolah Tinggi Ilmu Ekonomi Widya Dharma MalangSekolah Tinggi Ilmu Ekonomi Widya Dharma Malang This study aims to analyze the impact of Mudharabah deposit profit-sharing rates, conventional bank interest rates, and inflation on the Mudharabah deposit amount at PT. Bank Muamalat Indonesia from 2018 to 2023. Using a quantitative approach with secondary data from financial reports, the study employed multiple linear regression analysis. The sample consists of quarterly financial data from 2018 to 2023, totaling 24 observations. The results show that while the profit-sharing rate has no significant effect on Mudharabah deposits, the interest rate has a significant positive impact. Inflation does not significantly affect the Mudharabah deposit amounts. This study globally reveals the dynamics of Mudharabah deposits, there by aiding in formulating strategies to enhance the competitiveness of Islamic banks. https://jurnal.stie.asia.ac.id/index.php/ristansi/article/view/2311DepositsInterestInflation
spellingShingle Audiatul Manzilah
Suprihadi Suprihadi
ANALISIS DINAMIKA BAGI HASIL DEPOSITO MUDHARABAH, SUKU BUNGA DAN INFLASI TERHADAP JUMLAH DEPOSITO MUDHARABAH PADA PT. BANK MUAMALAT INDONESIA (2018-2023)
Riset Akuntansi
Deposits
Interest
Inflation
title ANALISIS DINAMIKA BAGI HASIL DEPOSITO MUDHARABAH, SUKU BUNGA DAN INFLASI TERHADAP JUMLAH DEPOSITO MUDHARABAH PADA PT. BANK MUAMALAT INDONESIA (2018-2023)
title_full ANALISIS DINAMIKA BAGI HASIL DEPOSITO MUDHARABAH, SUKU BUNGA DAN INFLASI TERHADAP JUMLAH DEPOSITO MUDHARABAH PADA PT. BANK MUAMALAT INDONESIA (2018-2023)
title_fullStr ANALISIS DINAMIKA BAGI HASIL DEPOSITO MUDHARABAH, SUKU BUNGA DAN INFLASI TERHADAP JUMLAH DEPOSITO MUDHARABAH PADA PT. BANK MUAMALAT INDONESIA (2018-2023)
title_full_unstemmed ANALISIS DINAMIKA BAGI HASIL DEPOSITO MUDHARABAH, SUKU BUNGA DAN INFLASI TERHADAP JUMLAH DEPOSITO MUDHARABAH PADA PT. BANK MUAMALAT INDONESIA (2018-2023)
title_short ANALISIS DINAMIKA BAGI HASIL DEPOSITO MUDHARABAH, SUKU BUNGA DAN INFLASI TERHADAP JUMLAH DEPOSITO MUDHARABAH PADA PT. BANK MUAMALAT INDONESIA (2018-2023)
title_sort analisis dinamika bagi hasil deposito mudharabah suku bunga dan inflasi terhadap jumlah deposito mudharabah pada pt bank muamalat indonesia 2018 2023
topic Deposits
Interest
Inflation
url https://jurnal.stie.asia.ac.id/index.php/ristansi/article/view/2311
work_keys_str_mv AT audiatulmanzilah analisisdinamikabagihasildepositomudharabahsukubungadaninflasiterhadapjumlahdepositomudharabahpadaptbankmuamalatindonesia20182023
AT suprihadisuprihadi analisisdinamikabagihasildepositomudharabahsukubungadaninflasiterhadapjumlahdepositomudharabahpadaptbankmuamalatindonesia20182023