Sinergi Pemanfaatan Big Data dengan Sharing Data Privacy Pengguna: Efek Menawarkan Kompensasi dalam Meyakinkan Pengguna E-Wallet

The development of digital payment transactions through the adoption of e-wallets has a significant impact on the utilization of big data by companies and user data security systems. The purpose of this study is to ascertain how providing users with financial incentives and control over data use wil...

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Main Authors: Christina Sudyasjayanti, Laili Rahmania
Format: Article
Language:Indonesian
Published: Politeknik Negeri Bali 2024-11-01
Series:Jurnal Bisnis dan Kewirausahaan
Subjects:
Online Access:https://ojs2.pnb.ac.id/index.php/JBK/article/view/1554
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author Christina Sudyasjayanti
Laili Rahmania
author_facet Christina Sudyasjayanti
Laili Rahmania
author_sort Christina Sudyasjayanti
collection DOAJ
description The development of digital payment transactions through the adoption of e-wallets has a significant impact on the utilization of big data by companies and user data security systems. The purpose of this study is to ascertain how providing users with financial incentives and control over data use will enhance their willingness to divulge personal information to businesses. Additionally, assessing the variables that may affect a person's willingness to divulge personal information. 130 members of Generation Z in Surabaya who have utilized ShopeePay provided the data for this study. To evaluate the suggested hypotheses and examine the correlations between variables, the data were analyzed using SEM-PLS modeling with Smart-PLS 3 software. According to the study's findings, providing financial incentives and control over data use as compensation can make people more ready to divulge personal information. However, perceived data sensitivity does not reduce the willingness to share personal information. The mediation relationship was identified, where perceived data sensitivity did not mediate control compensation. This shows that providing compensation in the form of control compensation and monetary compensation has a major influence in motivating individual preferences for sharing user personal data.
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publisher Politeknik Negeri Bali
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series Jurnal Bisnis dan Kewirausahaan
spelling doaj-art-5e78f3e83e79479097fbd3d4e806e4012025-08-20T03:14:53ZindPoliteknik Negeri BaliJurnal Bisnis dan Kewirausahaan0216-98432024-11-0120313315110.31940/jbk.v20i3.133-151Sinergi Pemanfaatan Big Data dengan Sharing Data Privacy Pengguna: Efek Menawarkan Kompensasi dalam Meyakinkan Pengguna E-WalletChristina Sudyasjayanti0Laili Rahmania1School of Business Management, Universitas Ciputra SurabayaSchool of Business Management, Universitas Ciputra SurabayaThe development of digital payment transactions through the adoption of e-wallets has a significant impact on the utilization of big data by companies and user data security systems. The purpose of this study is to ascertain how providing users with financial incentives and control over data use will enhance their willingness to divulge personal information to businesses. Additionally, assessing the variables that may affect a person's willingness to divulge personal information. 130 members of Generation Z in Surabaya who have utilized ShopeePay provided the data for this study. To evaluate the suggested hypotheses and examine the correlations between variables, the data were analyzed using SEM-PLS modeling with Smart-PLS 3 software. According to the study's findings, providing financial incentives and control over data use as compensation can make people more ready to divulge personal information. However, perceived data sensitivity does not reduce the willingness to share personal information. The mediation relationship was identified, where perceived data sensitivity did not mediate control compensation. This shows that providing compensation in the form of control compensation and monetary compensation has a major influence in motivating individual preferences for sharing user personal data.https://ojs2.pnb.ac.id/index.php/JBK/article/view/1554control compensationmonetary compensationperceived data sensitivitywillingness to share personal datae-wallet
spellingShingle Christina Sudyasjayanti
Laili Rahmania
Sinergi Pemanfaatan Big Data dengan Sharing Data Privacy Pengguna: Efek Menawarkan Kompensasi dalam Meyakinkan Pengguna E-Wallet
Jurnal Bisnis dan Kewirausahaan
control compensation
monetary compensation
perceived data sensitivity
willingness to share personal data
e-wallet
title Sinergi Pemanfaatan Big Data dengan Sharing Data Privacy Pengguna: Efek Menawarkan Kompensasi dalam Meyakinkan Pengguna E-Wallet
title_full Sinergi Pemanfaatan Big Data dengan Sharing Data Privacy Pengguna: Efek Menawarkan Kompensasi dalam Meyakinkan Pengguna E-Wallet
title_fullStr Sinergi Pemanfaatan Big Data dengan Sharing Data Privacy Pengguna: Efek Menawarkan Kompensasi dalam Meyakinkan Pengguna E-Wallet
title_full_unstemmed Sinergi Pemanfaatan Big Data dengan Sharing Data Privacy Pengguna: Efek Menawarkan Kompensasi dalam Meyakinkan Pengguna E-Wallet
title_short Sinergi Pemanfaatan Big Data dengan Sharing Data Privacy Pengguna: Efek Menawarkan Kompensasi dalam Meyakinkan Pengguna E-Wallet
title_sort sinergi pemanfaatan big data dengan sharing data privacy pengguna efek menawarkan kompensasi dalam meyakinkan pengguna e wallet
topic control compensation
monetary compensation
perceived data sensitivity
willingness to share personal data
e-wallet
url https://ojs2.pnb.ac.id/index.php/JBK/article/view/1554
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AT lailirahmania sinergipemanfaatanbigdatadengansharingdataprivacypenggunaefekmenawarkankompensasidalammeyakinkanpenggunaewallet