Peran Biaya Operasional Dan Pendapatan Operasional Dalam Hubungan Pembiayaan Dengan Return On Asset Pada Bank Umum Syariah Di Indonesia
This study aims to analyze the effect of mudharabah financing, murabahah financing, and ijarah financing on return on assets (ROA) with operating costs and operating income (BOPO) as intervening variables. This research is quantitative research using secondary data in panel data with a purposive sam...
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| Format: | Article |
| Language: | English |
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LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
2021-10-01
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| Series: | Jurnal Perbankan Syariah |
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| Online Access: | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/361 |
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| _version_ | 1850223212115263488 |
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| author | Linda Devy Ramadhani Taufikur Rahman |
| author_facet | Linda Devy Ramadhani Taufikur Rahman |
| author_sort | Linda Devy Ramadhani |
| collection | DOAJ |
| description | This study aims to analyze the effect of mudharabah financing, murabahah financing, and ijarah financing on return on assets (ROA) with operating costs and operating income (BOPO) as intervening variables. This research is quantitative research using secondary data in panel data with a purposive sampling technique. The sample used is three Islamic commercial banks registered with the financial services authority from 2017 to 2020. Data analysis includes descriptive test, stationary test, regression test, classical assumption test, path analysis test, and Sobel test. The results of this study indicate that mudharabah financing and ijarah financing do not affect ROA. Murabahah and BOPO financing has negative and significant effects on ROA. BOPO did not mediate the effect of mudharabah, murabahah, and ijarah financing on ROA. |
| format | Article |
| id | doaj-art-5de50791a1d44ec79c1a48ae51edb1b4 |
| institution | OA Journals |
| issn | 2721-6241 2721-7094 |
| language | English |
| publishDate | 2021-10-01 |
| publisher | LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis |
| record_format | Article |
| series | Jurnal Perbankan Syariah |
| spelling | doaj-art-5de50791a1d44ec79c1a48ae51edb1b42025-08-20T02:06:03ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJurnal Perbankan Syariah2721-62412721-70942021-10-012216518210.46367/jps.v2i2.361361Peran Biaya Operasional Dan Pendapatan Operasional Dalam Hubungan Pembiayaan Dengan Return On Asset Pada Bank Umum Syariah Di IndonesiaLinda Devy Ramadhani0Taufikur Rahman1Institut Agama Islam Negeri (IAIN) Salatiga, IndonesiaInstitut Agama Islam Negeri (IAIN) Salatiga, IndonesiaThis study aims to analyze the effect of mudharabah financing, murabahah financing, and ijarah financing on return on assets (ROA) with operating costs and operating income (BOPO) as intervening variables. This research is quantitative research using secondary data in panel data with a purposive sampling technique. The sample used is three Islamic commercial banks registered with the financial services authority from 2017 to 2020. Data analysis includes descriptive test, stationary test, regression test, classical assumption test, path analysis test, and Sobel test. The results of this study indicate that mudharabah financing and ijarah financing do not affect ROA. Murabahah and BOPO financing has negative and significant effects on ROA. BOPO did not mediate the effect of mudharabah, murabahah, and ijarah financing on ROA.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/361mudharabahmurabahahijarahboporoa |
| spellingShingle | Linda Devy Ramadhani Taufikur Rahman Peran Biaya Operasional Dan Pendapatan Operasional Dalam Hubungan Pembiayaan Dengan Return On Asset Pada Bank Umum Syariah Di Indonesia Jurnal Perbankan Syariah mudharabah murabahah ijarah bopo roa |
| title | Peran Biaya Operasional Dan Pendapatan Operasional Dalam Hubungan Pembiayaan Dengan Return On Asset Pada Bank Umum Syariah Di Indonesia |
| title_full | Peran Biaya Operasional Dan Pendapatan Operasional Dalam Hubungan Pembiayaan Dengan Return On Asset Pada Bank Umum Syariah Di Indonesia |
| title_fullStr | Peran Biaya Operasional Dan Pendapatan Operasional Dalam Hubungan Pembiayaan Dengan Return On Asset Pada Bank Umum Syariah Di Indonesia |
| title_full_unstemmed | Peran Biaya Operasional Dan Pendapatan Operasional Dalam Hubungan Pembiayaan Dengan Return On Asset Pada Bank Umum Syariah Di Indonesia |
| title_short | Peran Biaya Operasional Dan Pendapatan Operasional Dalam Hubungan Pembiayaan Dengan Return On Asset Pada Bank Umum Syariah Di Indonesia |
| title_sort | peran biaya operasional dan pendapatan operasional dalam hubungan pembiayaan dengan return on asset pada bank umum syariah di indonesia |
| topic | mudharabah murabahah ijarah bopo roa |
| url | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/361 |
| work_keys_str_mv | AT lindadevyramadhani peranbiayaoperasionaldanpendapatanoperasionaldalamhubunganpembiayaandenganreturnonassetpadabankumumsyariahdiindonesia AT taufikurrahman peranbiayaoperasionaldanpendapatanoperasionaldalamhubunganpembiayaandenganreturnonassetpadabankumumsyariahdiindonesia |