Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan
This study aims to determine the implementation of profit sharing based musyarakah contracts, financing products and financing mechanisms at the Baitul Maal wa Tamwil (BMT) Dana Barokah. This study uses a qualitative method with a case study approach. The data used in the study used primary data and...
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| Format: | Article |
| Language: | English |
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LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
2020-12-01
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| Series: | JAS (Jurnal Akuntansi Syariah) |
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| Online Access: | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jas/article/view/240 |
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| author | Shinta Amelia Kurniasari Risma Wira Bharata |
| author_facet | Shinta Amelia Kurniasari Risma Wira Bharata |
| author_sort | Shinta Amelia Kurniasari |
| collection | DOAJ |
| description | This study aims to determine the implementation of profit sharing based musyarakah contracts, financing products and financing mechanisms at the Baitul Maal wa Tamwil (BMT) Dana Barokah. This study uses a qualitative method with a case study approach. The data used in the study used primary data and viewed from the data collection sources, the data used came from direct interviews with tellers and managers at BMT. The results of this study explain that BMT provides several savings products and financing products. To apply for financing, customers must first fill out a form and then complete the required files. In the implementation of musyarakah financing at BMT Dana Barokah Muntilan it is in accordance with Islamic sharia principles and the division of business with profit sharing, but the bank only as a provider of capital does not participate in conducting business activities. The profit-sharing determined by BMT Dana Barokah Muntilan is 2.5%, but negotiations are still possible. |
| format | Article |
| id | doaj-art-5d6c4f1c9f3d4fff8abf9001abd1fee8 |
| institution | Kabale University |
| issn | 2549-3086 2657-1676 |
| language | English |
| publishDate | 2020-12-01 |
| publisher | LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis |
| record_format | Article |
| series | JAS (Jurnal Akuntansi Syariah) |
| spelling | doaj-art-5d6c4f1c9f3d4fff8abf9001abd1fee82025-08-20T03:52:28ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJAS (Jurnal Akuntansi Syariah)2549-30862657-16762020-12-014218119510.46367/jas.v4i2.240240Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah MuntilanShinta Amelia Kurniasari0Risma Wira Bharata1Universitas Tidar Magelang, IndonesiaUniversitas Tidar Magelang, IndonesiaThis study aims to determine the implementation of profit sharing based musyarakah contracts, financing products and financing mechanisms at the Baitul Maal wa Tamwil (BMT) Dana Barokah. This study uses a qualitative method with a case study approach. The data used in the study used primary data and viewed from the data collection sources, the data used came from direct interviews with tellers and managers at BMT. The results of this study explain that BMT provides several savings products and financing products. To apply for financing, customers must first fill out a form and then complete the required files. In the implementation of musyarakah financing at BMT Dana Barokah Muntilan it is in accordance with Islamic sharia principles and the division of business with profit sharing, but the bank only as a provider of capital does not participate in conducting business activities. The profit-sharing determined by BMT Dana Barokah Muntilan is 2.5%, but negotiations are still possible.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jas/article/view/240shariamusyarakah financingprofit sharing |
| spellingShingle | Shinta Amelia Kurniasari Risma Wira Bharata Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan JAS (Jurnal Akuntansi Syariah) sharia musyarakah financing profit sharing |
| title | Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan |
| title_full | Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan |
| title_fullStr | Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan |
| title_full_unstemmed | Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan |
| title_short | Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan |
| title_sort | penerapan pembiayaan musyarakah pada bmt dana barokah muntilan |
| topic | sharia musyarakah financing profit sharing |
| url | https://ejournal.stiesyariahbengkalis.ac.id/index.php/jas/article/view/240 |
| work_keys_str_mv | AT shintaameliakurniasari penerapanpembiayaanmusyarakahpadabmtdanabarokahmuntilan AT rismawirabharata penerapanpembiayaanmusyarakahpadabmtdanabarokahmuntilan |