Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan

This study aims to determine the implementation of profit sharing based musyarakah contracts, financing products and financing mechanisms at the Baitul Maal wa Tamwil (BMT) Dana Barokah. This study uses a qualitative method with a case study approach. The data used in the study used primary data and...

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Main Authors: Shinta Amelia Kurniasari, Risma Wira Bharata
Format: Article
Language:English
Published: LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis 2020-12-01
Series:JAS (Jurnal Akuntansi Syariah)
Subjects:
Online Access:https://ejournal.stiesyariahbengkalis.ac.id/index.php/jas/article/view/240
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author Shinta Amelia Kurniasari
Risma Wira Bharata
author_facet Shinta Amelia Kurniasari
Risma Wira Bharata
author_sort Shinta Amelia Kurniasari
collection DOAJ
description This study aims to determine the implementation of profit sharing based musyarakah contracts, financing products and financing mechanisms at the Baitul Maal wa Tamwil (BMT) Dana Barokah. This study uses a qualitative method with a case study approach. The data used in the study used primary data and viewed from the data collection sources, the data used came from direct interviews with tellers and managers at BMT. The results of this study explain that BMT provides several savings products and financing products. To apply for financing, customers must first fill out a form and then complete the required files. In the implementation of musyarakah financing at BMT Dana Barokah Muntilan it is in accordance with Islamic sharia principles and the division of business with profit sharing, but the bank only as a provider of capital does not participate in conducting business activities. The profit-sharing determined by BMT Dana Barokah Muntilan is 2.5%, but negotiations are still possible.
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institution Kabale University
issn 2549-3086
2657-1676
language English
publishDate 2020-12-01
publisher LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
record_format Article
series JAS (Jurnal Akuntansi Syariah)
spelling doaj-art-5d6c4f1c9f3d4fff8abf9001abd1fee82025-08-20T03:52:28ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJAS (Jurnal Akuntansi Syariah)2549-30862657-16762020-12-014218119510.46367/jas.v4i2.240240Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah MuntilanShinta Amelia Kurniasari0Risma Wira Bharata1Universitas Tidar Magelang, IndonesiaUniversitas Tidar Magelang, IndonesiaThis study aims to determine the implementation of profit sharing based musyarakah contracts, financing products and financing mechanisms at the Baitul Maal wa Tamwil (BMT) Dana Barokah. This study uses a qualitative method with a case study approach. The data used in the study used primary data and viewed from the data collection sources, the data used came from direct interviews with tellers and managers at BMT. The results of this study explain that BMT provides several savings products and financing products. To apply for financing, customers must first fill out a form and then complete the required files. In the implementation of musyarakah financing at BMT Dana Barokah Muntilan it is in accordance with Islamic sharia principles and the division of business with profit sharing, but the bank only as a provider of capital does not participate in conducting business activities. The profit-sharing determined by BMT Dana Barokah Muntilan is 2.5%, but negotiations are still possible.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jas/article/view/240shariamusyarakah financingprofit sharing
spellingShingle Shinta Amelia Kurniasari
Risma Wira Bharata
Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan
JAS (Jurnal Akuntansi Syariah)
sharia
musyarakah financing
profit sharing
title Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan
title_full Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan
title_fullStr Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan
title_full_unstemmed Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan
title_short Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan
title_sort penerapan pembiayaan musyarakah pada bmt dana barokah muntilan
topic sharia
musyarakah financing
profit sharing
url https://ejournal.stiesyariahbengkalis.ac.id/index.php/jas/article/view/240
work_keys_str_mv AT shintaameliakurniasari penerapanpembiayaanmusyarakahpadabmtdanabarokahmuntilan
AT rismawirabharata penerapanpembiayaanmusyarakahpadabmtdanabarokahmuntilan