Effectiveness of Bankruptcy Proceedings Conducted via the National Register of Debtors Portal in Relation to Households

The aim of this article is to describe the effectiveness of consumer bankruptcy proceedings conducted remotely via the National Register of Debtors. The digitization of bankruptcy procedures should allow debtors to declare bankruptcy faster and more efficiently and lead to an effective reduction in...

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Main Author: Reczuch Adam
Format: Article
Language:English
Published: Sciendo 2024-12-01
Series:Studia Ekonomiczne i Regionalne
Subjects:
Online Access:https://doi.org/10.2478/ers-2024-0037
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author Reczuch Adam
author_facet Reczuch Adam
author_sort Reczuch Adam
collection DOAJ
description The aim of this article is to describe the effectiveness of consumer bankruptcy proceedings conducted remotely via the National Register of Debtors. The digitization of bankruptcy procedures should allow debtors to declare bankruptcy faster and more efficiently and lead to an effective reduction in the number of insolvent consumers and the scale of indebtedness; however, the number of insolvent consumers is still high.
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series Studia Ekonomiczne i Regionalne
spelling doaj-art-580d6cdb737c4ef48e579e29940dd9302025-08-20T01:57:28ZengSciendoStudia Ekonomiczne i Regionalne2451-182X2024-12-0117467669010.2478/ers-2024-0037Effectiveness of Bankruptcy Proceedings Conducted via the National Register of Debtors Portal in Relation to HouseholdsReczuch Adam01Faculty of Economics and Finance, Wroclaw University of Economics and Business, PolandThe aim of this article is to describe the effectiveness of consumer bankruptcy proceedings conducted remotely via the National Register of Debtors. The digitization of bankruptcy procedures should allow debtors to declare bankruptcy faster and more efficiently and lead to an effective reduction in the number of insolvent consumers and the scale of indebtedness; however, the number of insolvent consumers is still high.https://doi.org/10.2478/ers-2024-0037digitalizationconsumer bankruptcyefficiencyk35i31
spellingShingle Reczuch Adam
Effectiveness of Bankruptcy Proceedings Conducted via the National Register of Debtors Portal in Relation to Households
Studia Ekonomiczne i Regionalne
digitalization
consumer bankruptcy
efficiency
k35
i31
title Effectiveness of Bankruptcy Proceedings Conducted via the National Register of Debtors Portal in Relation to Households
title_full Effectiveness of Bankruptcy Proceedings Conducted via the National Register of Debtors Portal in Relation to Households
title_fullStr Effectiveness of Bankruptcy Proceedings Conducted via the National Register of Debtors Portal in Relation to Households
title_full_unstemmed Effectiveness of Bankruptcy Proceedings Conducted via the National Register of Debtors Portal in Relation to Households
title_short Effectiveness of Bankruptcy Proceedings Conducted via the National Register of Debtors Portal in Relation to Households
title_sort effectiveness of bankruptcy proceedings conducted via the national register of debtors portal in relation to households
topic digitalization
consumer bankruptcy
efficiency
k35
i31
url https://doi.org/10.2478/ers-2024-0037
work_keys_str_mv AT reczuchadam effectivenessofbankruptcyproceedingsconductedviathenationalregisterofdebtorsportalinrelationtohouseholds