NONLINEAR PRINCIPAL COMPONENT ANALYSIS IN PATH ANALYSIS WITH LATENT VARIABLES MIXED DATA

This study aims to obtain the main component score of the ability to pay latent variable, determine the strongest indicators forming the ability to pay on a mixed scale based on defined indicators, and model the ability to pay on time mediated by fear of paying using path analysis. The data used in...

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Main Authors: Rindu Hardianti, Solimun Solimun, Nurjannah Nurjannah
Format: Article
Language:English
Published: Universitas Pattimura 2024-03-01
Series:Barekeng
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Online Access:https://ojs3.unpatti.ac.id/index.php/barekeng/article/view/10410
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author Rindu Hardianti
Solimun Solimun
Nurjannah Nurjannah
author_facet Rindu Hardianti
Solimun Solimun
Nurjannah Nurjannah
author_sort Rindu Hardianti
collection DOAJ
description This study aims to obtain the main component score of the ability to pay latent variable, determine the strongest indicators forming the ability to pay on a mixed scale based on defined indicators, and model the ability to pay on time mediated by fear of paying using path analysis. The data used in this study is secondary data from mortgage-paying customers with a sample size of 100. The method used is nonlinear principal component analysis with path analysis modeling. The results of this study indicate that the eleven variables formed by PC1 or X1 are able to store diversity or information by 32.50%, while 67.50% of diversity or other information is not stored (wasted). The credit term is the strongest indicator that forms the ability to pay variable. The variable ability to pay mortgages has a significant effect on payments by mediating the fear of paying late with a coefficient of determination of 80.40%.
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institution Kabale University
issn 1978-7227
2615-3017
language English
publishDate 2024-03-01
publisher Universitas Pattimura
record_format Article
series Barekeng
spelling doaj-art-57c773f0b42941458ca2204aee0863252025-08-20T03:37:31ZengUniversitas PattimuraBarekeng1978-72272615-30172024-03-011810373038210.30598/barekengvol18iss1pp0373-038210410NONLINEAR PRINCIPAL COMPONENT ANALYSIS IN PATH ANALYSIS WITH LATENT VARIABLES MIXED DATARindu Hardianti0Solimun Solimun1Nurjannah Nurjannah2Departement of Statistics, Faculty of Mathematics & Natural Sciences, University of Brawijaya, IndonesiaDepartement of Statistics, Faculty of Mathematics & Natural Sciences, University of Brawijaya, IndonesiaDepartement of Statistics, Faculty of Mathematics & Natural Sciences, University of Brawijaya, IndonesiaThis study aims to obtain the main component score of the ability to pay latent variable, determine the strongest indicators forming the ability to pay on a mixed scale based on defined indicators, and model the ability to pay on time mediated by fear of paying using path analysis. The data used in this study is secondary data from mortgage-paying customers with a sample size of 100. The method used is nonlinear principal component analysis with path analysis modeling. The results of this study indicate that the eleven variables formed by PC1 or X1 are able to store diversity or information by 32.50%, while 67.50% of diversity or other information is not stored (wasted). The credit term is the strongest indicator that forms the ability to pay variable. The variable ability to pay mortgages has a significant effect on payments by mediating the fear of paying late with a coefficient of determination of 80.40%.https://ojs3.unpatti.ac.id/index.php/barekeng/article/view/10410nonlinear principal component analysispath analysislatent variablesmixed data
spellingShingle Rindu Hardianti
Solimun Solimun
Nurjannah Nurjannah
NONLINEAR PRINCIPAL COMPONENT ANALYSIS IN PATH ANALYSIS WITH LATENT VARIABLES MIXED DATA
Barekeng
nonlinear principal component analysis
path analysis
latent variables
mixed data
title NONLINEAR PRINCIPAL COMPONENT ANALYSIS IN PATH ANALYSIS WITH LATENT VARIABLES MIXED DATA
title_full NONLINEAR PRINCIPAL COMPONENT ANALYSIS IN PATH ANALYSIS WITH LATENT VARIABLES MIXED DATA
title_fullStr NONLINEAR PRINCIPAL COMPONENT ANALYSIS IN PATH ANALYSIS WITH LATENT VARIABLES MIXED DATA
title_full_unstemmed NONLINEAR PRINCIPAL COMPONENT ANALYSIS IN PATH ANALYSIS WITH LATENT VARIABLES MIXED DATA
title_short NONLINEAR PRINCIPAL COMPONENT ANALYSIS IN PATH ANALYSIS WITH LATENT VARIABLES MIXED DATA
title_sort nonlinear principal component analysis in path analysis with latent variables mixed data
topic nonlinear principal component analysis
path analysis
latent variables
mixed data
url https://ojs3.unpatti.ac.id/index.php/barekeng/article/view/10410
work_keys_str_mv AT rinduhardianti nonlinearprincipalcomponentanalysisinpathanalysiswithlatentvariablesmixeddata
AT solimunsolimun nonlinearprincipalcomponentanalysisinpathanalysiswithlatentvariablesmixeddata
AT nurjannahnurjannah nonlinearprincipalcomponentanalysisinpathanalysiswithlatentvariablesmixeddata