The effect of macroeconomic variables on non performance financing of Islamic Banks in Indonesia

This research is going to discuss about the determinant macro variables and bank’s behavior determinant credit risk on Islamic rural bank in Indonesia. It could be seen on macro variables such as inflation, exchange rate, Jakarta I slamic index (JII) and money supply (M2), and bank’s behavior such...

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Main Authors: Latifah Dian Iriani, Imamudin Yuliadi
Format: Article
Language:English
Published: Universitas Islam Indonesia 2015-10-01
Series:Economic Journal of Emerging Markets
Subjects:
Online Access:https://103.220.113.119/JEP/article/view/4283
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author Latifah Dian Iriani
Imamudin Yuliadi
author_facet Latifah Dian Iriani
Imamudin Yuliadi
author_sort Latifah Dian Iriani
collection DOAJ
description This research is going to discuss about the determinant macro variables and bank’s behavior determinant credit risk on Islamic rural bank in Indonesia. It could be seen on macro variables such as inflation, exchange rate, Jakarta I slamic index (JII) and money supply (M2), and bank’s behavior such as financing. Research methodology used at this study is Vector Error Correction Model (VECM). Following these procedures, it applies Unit Roots Test, Augmented Dickey Fuller Test, Lag Length Criteria Test, Correlation Matrix – Johansen Julius Co-integration Test, VECM Estimation, Impulse Response and Variance Decomposition Test. The result show that both bank behaviors and macroeconomic variables are significant affecting non-performing financing (NPF). The banking need more careful to manage internal and external factors that influence non-performing financing (NPF).
format Article
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institution Kabale University
issn 2086-3128
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language English
publishDate 2015-10-01
publisher Universitas Islam Indonesia
record_format Article
series Economic Journal of Emerging Markets
spelling doaj-art-54614169a53848bb9bf045f9fa1e7ef32025-08-20T03:49:46ZengUniversitas Islam IndonesiaEconomic Journal of Emerging Markets2086-31282502-180X2015-10-0172The effect of macroeconomic variables on non performance financing of Islamic Banks in IndonesiaLatifah Dian Iriani0Imamudin Yuliadi1Department of Economics, Universitas Muhammadiyah YogyakartaDepartment of Economics, Universitas Muhammadiyah Yogyakarta This research is going to discuss about the determinant macro variables and bank’s behavior determinant credit risk on Islamic rural bank in Indonesia. It could be seen on macro variables such as inflation, exchange rate, Jakarta I slamic index (JII) and money supply (M2), and bank’s behavior such as financing. Research methodology used at this study is Vector Error Correction Model (VECM). Following these procedures, it applies Unit Roots Test, Augmented Dickey Fuller Test, Lag Length Criteria Test, Correlation Matrix – Johansen Julius Co-integration Test, VECM Estimation, Impulse Response and Variance Decomposition Test. The result show that both bank behaviors and macroeconomic variables are significant affecting non-performing financing (NPF). The banking need more careful to manage internal and external factors that influence non-performing financing (NPF). https://103.220.113.119/JEP/article/view/4283Islamic BankImpulse ResponseFinancial Stabilitymacroeconomicinflation
spellingShingle Latifah Dian Iriani
Imamudin Yuliadi
The effect of macroeconomic variables on non performance financing of Islamic Banks in Indonesia
Economic Journal of Emerging Markets
Islamic Bank
Impulse Response
Financial Stability
macroeconomic
inflation
title The effect of macroeconomic variables on non performance financing of Islamic Banks in Indonesia
title_full The effect of macroeconomic variables on non performance financing of Islamic Banks in Indonesia
title_fullStr The effect of macroeconomic variables on non performance financing of Islamic Banks in Indonesia
title_full_unstemmed The effect of macroeconomic variables on non performance financing of Islamic Banks in Indonesia
title_short The effect of macroeconomic variables on non performance financing of Islamic Banks in Indonesia
title_sort effect of macroeconomic variables on non performance financing of islamic banks in indonesia
topic Islamic Bank
Impulse Response
Financial Stability
macroeconomic
inflation
url https://103.220.113.119/JEP/article/view/4283
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