APA (7th ed.) Citation

Pakova, O. N., Konopleva, Y. A., Kazakova, A. E., & Lomayenko, M. A. Digital transformation in insurance. North Caucasus Federal University.

Chicago Style (17th ed.) Citation

Pakova, O. N., Yu. A. Konopleva, A. E. Kazakova, and M. A. Lomayenko. Digital Transformation in Insurance. North Caucasus Federal University.

MLA (9th ed.) Citation

Pakova, O. N., et al. Digital Transformation in Insurance. North Caucasus Federal University.