Millennials’ perception towards adaption and intention of m-banking: Experience from a developing country

In recent years, m-banking has been developed rapidly around the world. The research aims to measure millennials’ perception towards adaption and intention of m-banking from a developing country’s perspective. A PLS-SEM modeling approach was performed to test the hypothetical model. The empirical re...

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Main Authors: Noman Hasan, Md. Shahed Mahmud, Abdul Khan, Reshma Lima, Shiblu Miah
Format: Article
Language:English
Published: University of South Florida (USF) M3 Publishing 2024-09-01
Series:Journal of Global Business Insights
Subjects:
Online Access:https://digitalcommons.usf.edu/globe/vol9/iss2/3
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author Noman Hasan
Md. Shahed Mahmud
Abdul Khan
Reshma Lima
Shiblu Miah
author_facet Noman Hasan
Md. Shahed Mahmud
Abdul Khan
Reshma Lima
Shiblu Miah
author_sort Noman Hasan
collection DOAJ
description In recent years, m-banking has been developed rapidly around the world. The research aims to measure millennials’ perception towards adaption and intention of m-banking from a developing country’s perspective. A PLS-SEM modeling approach was performed to test the hypothetical model. The empirical results reveal that perceived ease of use, perceived security and privacy, and perceived cost significantly affect the millennials’ attitude to adopt m-banking. In contrast, perceived usefulness and perceived self-efficacy have an insignificant effect. Furthermore, attitude towards adopting m-banking significantly impacts adoption and intention among millennials. Practical and theoretical implications have been identified based on the study results.
format Article
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issn 2640-6489
language English
publishDate 2024-09-01
publisher University of South Florida (USF) M3 Publishing
record_format Article
series Journal of Global Business Insights
spelling doaj-art-512efb4df9eb4a27a299de73353cdecf2025-08-20T03:07:10ZengUniversity of South Florida (USF) M3 PublishingJournal of Global Business Insights2640-64892024-09-019210.5038/2640-6489.9.2.1288Millennials’ perception towards adaption and intention of m-banking: Experience from a developing countryNoman Hasan0Md. Shahed Mahmud1Abdul Khan2Reshma Lima3Shiblu Miah4Mawlana Bhashani Science and Technology UniversityMawlana Bhashani Science and Technology UniversityMawlana Bhashani Science and Technology UniversityMawlana Bhashani Science and Technology UniversityMawlana Bhashani Science and Technology UniversityIn recent years, m-banking has been developed rapidly around the world. The research aims to measure millennials’ perception towards adaption and intention of m-banking from a developing country’s perspective. A PLS-SEM modeling approach was performed to test the hypothetical model. The empirical results reveal that perceived ease of use, perceived security and privacy, and perceived cost significantly affect the millennials’ attitude to adopt m-banking. In contrast, perceived usefulness and perceived self-efficacy have an insignificant effect. Furthermore, attitude towards adopting m-banking significantly impacts adoption and intention among millennials. Practical and theoretical implications have been identified based on the study results.https://digitalcommons.usf.edu/globe/vol9/iss2/3gen-ytamattitudepls-sembangladesh
spellingShingle Noman Hasan
Md. Shahed Mahmud
Abdul Khan
Reshma Lima
Shiblu Miah
Millennials’ perception towards adaption and intention of m-banking: Experience from a developing country
Journal of Global Business Insights
gen-y
tam
attitude
pls-sem
bangladesh
title Millennials’ perception towards adaption and intention of m-banking: Experience from a developing country
title_full Millennials’ perception towards adaption and intention of m-banking: Experience from a developing country
title_fullStr Millennials’ perception towards adaption and intention of m-banking: Experience from a developing country
title_full_unstemmed Millennials’ perception towards adaption and intention of m-banking: Experience from a developing country
title_short Millennials’ perception towards adaption and intention of m-banking: Experience from a developing country
title_sort millennials perception towards adaption and intention of m banking experience from a developing country
topic gen-y
tam
attitude
pls-sem
bangladesh
url https://digitalcommons.usf.edu/globe/vol9/iss2/3
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AT mdshahedmahmud millennialsperceptiontowardsadaptionandintentionofmbankingexperiencefromadevelopingcountry
AT abdulkhan millennialsperceptiontowardsadaptionandintentionofmbankingexperiencefromadevelopingcountry
AT reshmalima millennialsperceptiontowardsadaptionandintentionofmbankingexperiencefromadevelopingcountry
AT shiblumiah millennialsperceptiontowardsadaptionandintentionofmbankingexperiencefromadevelopingcountry