DEVISING AN INDONESIAN LEGAL ARCHITECTURE FOR METAVERSE BANKING: CHALLENGES AND OPPORTUNITIES

The objective of this research is to correct misconceptions about the metaverse and metaverse banking, as well as to refute national legal perspectives on metaverse banking. It is designed to also shed some light on challenges and opportunities connected to the plan of legal architecture on metavers...

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Main Author: Kristianus Jimy Pratama
Format: Article
Language:English
Published: Bank Indonesia 2023-03-01
Series:Journal of Central Banking Law and Institutions
Subjects:
Online Access:https://jcli-bi.org/index.php/jcli/article/view/48
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author Kristianus Jimy Pratama
author_facet Kristianus Jimy Pratama
author_sort Kristianus Jimy Pratama
collection DOAJ
description The objective of this research is to correct misconceptions about the metaverse and metaverse banking, as well as to refute national legal perspectives on metaverse banking. It is designed to also shed some light on challenges and opportunities connected to the plan of legal architecture on metaverse banking along with its supervision and enforcement mechanisms. Metaverse banking consists of banking activities in the metaverse ecosystem. Due to the rapid development of metaverse banking on a global level and unresponsive national regulations to govern it, there is no adequate legal regulation for this activity in Indonesia. The research method is normative through literature study. This research findings illustrate persistent errors about the concept of metaverse banking including the national legal authority’s perspective on the substance of regulation. The results also show that challenges and opportunities exist for devising a legal architecture on metaverse banking accompanied by a mechanism for supervision and dispute resolution. This research contributes to as well as serves as one of the references for study on metaverse banking in Indonesia
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publishDate 2023-03-01
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spelling doaj-art-4ff54d8823f84aeba6ff88fddc9b70972025-08-20T03:11:18ZengBank IndonesiaJournal of Central Banking Law and Institutions2827-77752809-98852023-03-012112410.21098/jcli.v2i1.4848DEVISING AN INDONESIAN LEGAL ARCHITECTURE FOR METAVERSE BANKING: CHALLENGES AND OPPORTUNITIESKristianus Jimy Pratama0Law Faculty, Gadjah Mada UniversityThe objective of this research is to correct misconceptions about the metaverse and metaverse banking, as well as to refute national legal perspectives on metaverse banking. It is designed to also shed some light on challenges and opportunities connected to the plan of legal architecture on metaverse banking along with its supervision and enforcement mechanisms. Metaverse banking consists of banking activities in the metaverse ecosystem. Due to the rapid development of metaverse banking on a global level and unresponsive national regulations to govern it, there is no adequate legal regulation for this activity in Indonesia. The research method is normative through literature study. This research findings illustrate persistent errors about the concept of metaverse banking including the national legal authority’s perspective on the substance of regulation. The results also show that challenges and opportunities exist for devising a legal architecture on metaverse banking accompanied by a mechanism for supervision and dispute resolution. This research contributes to as well as serves as one of the references for study on metaverse banking in Indonesiahttps://jcli-bi.org/index.php/jcli/article/view/48bank indonesiafinancial services authoritylegal architecturemetaverse banking
spellingShingle Kristianus Jimy Pratama
DEVISING AN INDONESIAN LEGAL ARCHITECTURE FOR METAVERSE BANKING: CHALLENGES AND OPPORTUNITIES
Journal of Central Banking Law and Institutions
bank indonesia
financial services authority
legal architecture
metaverse banking
title DEVISING AN INDONESIAN LEGAL ARCHITECTURE FOR METAVERSE BANKING: CHALLENGES AND OPPORTUNITIES
title_full DEVISING AN INDONESIAN LEGAL ARCHITECTURE FOR METAVERSE BANKING: CHALLENGES AND OPPORTUNITIES
title_fullStr DEVISING AN INDONESIAN LEGAL ARCHITECTURE FOR METAVERSE BANKING: CHALLENGES AND OPPORTUNITIES
title_full_unstemmed DEVISING AN INDONESIAN LEGAL ARCHITECTURE FOR METAVERSE BANKING: CHALLENGES AND OPPORTUNITIES
title_short DEVISING AN INDONESIAN LEGAL ARCHITECTURE FOR METAVERSE BANKING: CHALLENGES AND OPPORTUNITIES
title_sort devising an indonesian legal architecture for metaverse banking challenges and opportunities
topic bank indonesia
financial services authority
legal architecture
metaverse banking
url https://jcli-bi.org/index.php/jcli/article/view/48
work_keys_str_mv AT kristianusjimypratama devisinganindonesianlegalarchitectureformetaversebankingchallengesandopportunities