Evaluation of SMEs’ Credit Decision Based on Support Vector Machine-Logistics Regression
This article uses support vector machines, logistics regression, and other methods for the comprehensive evaluation of credit decision-making of small, medium, and microenterprises and comprehensively uses software programming such as MATLAB and SPSS Modeler to solve the problem. The results, such a...
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| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
| Published: |
Wiley
2021-01-01
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| Series: | Journal of Mathematics |
| Online Access: | http://dx.doi.org/10.1155/2021/5541436 |
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| _version_ | 1832546801803067392 |
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| author | Rui Xie Rui Liu Xian-Bei Liu Jia-Ming Zhu |
| author_facet | Rui Xie Rui Liu Xian-Bei Liu Jia-Ming Zhu |
| author_sort | Rui Xie |
| collection | DOAJ |
| description | This article uses support vector machines, logistics regression, and other methods for the comprehensive evaluation of credit decision-making of small, medium, and microenterprises and comprehensively uses software programming such as MATLAB and SPSS Modeler to solve the problem. The results, such as credit risk evaluation index system, credit risk classification model, and credit decision-making comprehensive evaluation model, are obtained. Finally, this article starts from the credit decision of small, medium, and microenterprises and provides theoretical and practical suggestions for banks to control the risks of small, medium, and microenterprises and their own development. |
| format | Article |
| id | doaj-art-4e95d17dfde445e68f11467dc7eb3cd0 |
| institution | Kabale University |
| issn | 2314-4629 2314-4785 |
| language | English |
| publishDate | 2021-01-01 |
| publisher | Wiley |
| record_format | Article |
| series | Journal of Mathematics |
| spelling | doaj-art-4e95d17dfde445e68f11467dc7eb3cd02025-02-03T06:47:04ZengWileyJournal of Mathematics2314-46292314-47852021-01-01202110.1155/2021/55414365541436Evaluation of SMEs’ Credit Decision Based on Support Vector Machine-Logistics RegressionRui Xie0Rui Liu1Xian-Bei Liu2Jia-Ming Zhu3School of Accounting, Anhui University of Finance and Economics, Bengbu 233030, ChinaSchool of Accounting, Anhui University of Finance and Economics, Bengbu 233030, ChinaSchool of Statistics and Applied Mathematics, Anhui University of Finance & Economics, Bengbu 233030, ChinaSchool of Statistics and Applied Mathematics, Anhui University of Finance & Economics, Bengbu 233030, ChinaThis article uses support vector machines, logistics regression, and other methods for the comprehensive evaluation of credit decision-making of small, medium, and microenterprises and comprehensively uses software programming such as MATLAB and SPSS Modeler to solve the problem. The results, such as credit risk evaluation index system, credit risk classification model, and credit decision-making comprehensive evaluation model, are obtained. Finally, this article starts from the credit decision of small, medium, and microenterprises and provides theoretical and practical suggestions for banks to control the risks of small, medium, and microenterprises and their own development.http://dx.doi.org/10.1155/2021/5541436 |
| spellingShingle | Rui Xie Rui Liu Xian-Bei Liu Jia-Ming Zhu Evaluation of SMEs’ Credit Decision Based on Support Vector Machine-Logistics Regression Journal of Mathematics |
| title | Evaluation of SMEs’ Credit Decision Based on Support Vector Machine-Logistics Regression |
| title_full | Evaluation of SMEs’ Credit Decision Based on Support Vector Machine-Logistics Regression |
| title_fullStr | Evaluation of SMEs’ Credit Decision Based on Support Vector Machine-Logistics Regression |
| title_full_unstemmed | Evaluation of SMEs’ Credit Decision Based on Support Vector Machine-Logistics Regression |
| title_short | Evaluation of SMEs’ Credit Decision Based on Support Vector Machine-Logistics Regression |
| title_sort | evaluation of smes credit decision based on support vector machine logistics regression |
| url | http://dx.doi.org/10.1155/2021/5541436 |
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