THE IMPACT OF CRYPTO-ASSET UTILIZATION AS PAYMENT INSTRUMENT TOWARD RUPIAH AS LEGAL TENDER IN INDONESIA

The utilization of Cryptocurrency increased across the globe. This phenomenon has led to varied responses from countries concerning whether this new phenomenon will affect the national monetary policy. As one of the countries where Cryptocurrency usage has flourished, Indonesia has reacted to its ut...

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Main Authors: Bacelius Ruru, I Nyoman Tjager, Amalia Mayasari, Agradinda Adhistita, M. Raffi Hasta A., August Santro
Format: Article
Language:English
Published: Bank Indonesia 2022-01-01
Series:Journal of Central Banking Law and Institutions
Subjects:
Online Access:https://jcli-bi.org/index.php/jcli/article/view/6
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author Bacelius Ruru
I Nyoman Tjager
Amalia Mayasari
Agradinda Adhistita
M. Raffi Hasta A.
August Santro
author_facet Bacelius Ruru
I Nyoman Tjager
Amalia Mayasari
Agradinda Adhistita
M. Raffi Hasta A.
August Santro
author_sort Bacelius Ruru
collection DOAJ
description The utilization of Cryptocurrency increased across the globe. This phenomenon has led to varied responses from countries concerning whether this new phenomenon will affect the national monetary policy. As one of the countries where Cryptocurrency usage has flourished, Indonesia has reacted to its utilization. To this day, Indonesia has clearly stated that CryptoAsset (referring to Cryptocurrency) is considered as a tradable commodity, but not as a payment instrument. However, this policy does have not decreased the utilization of Cryptocurrency in Indonesia, proven by its market capitalization which has kept increasing over the years. This article thoroughly discusses Cryptocurrency utilization as a payment instrument, and how it will affect the legal tender (The Rupiah) in Indonesia. This article also analyzes the extent to which Cryptocurrency will affect the payment systems in Indonesia and how Bank of Indonesia will counter the Cryptocurrency’s utilization as a payment instrument within Indonesia’s jurisdiction.
format Article
id doaj-art-4d3a2046586c48aabf359986e1f8b33d
institution DOAJ
issn 2827-7775
2809-9885
language English
publishDate 2022-01-01
publisher Bank Indonesia
record_format Article
series Journal of Central Banking Law and Institutions
spelling doaj-art-4d3a2046586c48aabf359986e1f8b33d2025-08-20T03:11:18ZengBank IndonesiaJournal of Central Banking Law and Institutions2827-77752809-98852022-01-011114118010.21098/jcli.v1i1.66THE IMPACT OF CRYPTO-ASSET UTILIZATION AS PAYMENT INSTRUMENT TOWARD RUPIAH AS LEGAL TENDER IN INDONESIABacelius Ruru0I Nyoman Tjager1Amalia Mayasari2Agradinda Adhistita3M. Raffi Hasta A.4August Santro5Podomoro University, Indonesia Universitas Gadjah Mada, IndonesiaPodomoro University, IndonesiaPodomoro University, IndonesiaPodomoro University, IndonesiaPodomoro University, IndonesiaThe utilization of Cryptocurrency increased across the globe. This phenomenon has led to varied responses from countries concerning whether this new phenomenon will affect the national monetary policy. As one of the countries where Cryptocurrency usage has flourished, Indonesia has reacted to its utilization. To this day, Indonesia has clearly stated that CryptoAsset (referring to Cryptocurrency) is considered as a tradable commodity, but not as a payment instrument. However, this policy does have not decreased the utilization of Cryptocurrency in Indonesia, proven by its market capitalization which has kept increasing over the years. This article thoroughly discusses Cryptocurrency utilization as a payment instrument, and how it will affect the legal tender (The Rupiah) in Indonesia. This article also analyzes the extent to which Cryptocurrency will affect the payment systems in Indonesia and how Bank of Indonesia will counter the Cryptocurrency’s utilization as a payment instrument within Indonesia’s jurisdiction.https://jcli-bi.org/index.php/jcli/article/view/6crypto-assetcryptocurrencylegal tendermonetary policypayment instrument
spellingShingle Bacelius Ruru
I Nyoman Tjager
Amalia Mayasari
Agradinda Adhistita
M. Raffi Hasta A.
August Santro
THE IMPACT OF CRYPTO-ASSET UTILIZATION AS PAYMENT INSTRUMENT TOWARD RUPIAH AS LEGAL TENDER IN INDONESIA
Journal of Central Banking Law and Institutions
crypto-asset
cryptocurrency
legal tender
monetary policy
payment instrument
title THE IMPACT OF CRYPTO-ASSET UTILIZATION AS PAYMENT INSTRUMENT TOWARD RUPIAH AS LEGAL TENDER IN INDONESIA
title_full THE IMPACT OF CRYPTO-ASSET UTILIZATION AS PAYMENT INSTRUMENT TOWARD RUPIAH AS LEGAL TENDER IN INDONESIA
title_fullStr THE IMPACT OF CRYPTO-ASSET UTILIZATION AS PAYMENT INSTRUMENT TOWARD RUPIAH AS LEGAL TENDER IN INDONESIA
title_full_unstemmed THE IMPACT OF CRYPTO-ASSET UTILIZATION AS PAYMENT INSTRUMENT TOWARD RUPIAH AS LEGAL TENDER IN INDONESIA
title_short THE IMPACT OF CRYPTO-ASSET UTILIZATION AS PAYMENT INSTRUMENT TOWARD RUPIAH AS LEGAL TENDER IN INDONESIA
title_sort impact of crypto asset utilization as payment instrument toward rupiah as legal tender in indonesia
topic crypto-asset
cryptocurrency
legal tender
monetary policy
payment instrument
url https://jcli-bi.org/index.php/jcli/article/view/6
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