Macro Variable Effect Analysis and NonPerforming Financing (NPF) Against the Return on Asset (ROA) Islamic Banks in Indonesia Year 2008- 2017
Islamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (NonPerforming Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between varia...
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| Format: | Article |
| Language: | English |
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Muhammadiyah University Press
2020-01-01
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| Series: | Journal of Islamic Economic Laws |
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| Online Access: | https://journals2.ums.ac.id/index.php/jisel/article/view/9244 |
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| author | Dwi Pratika Karisma Fikri ‘Ainul Qolbi Imron Rosyadi |
| author_facet | Dwi Pratika Karisma Fikri ‘Ainul Qolbi Imron Rosyadi |
| author_sort | Dwi Pratika Karisma |
| collection | DOAJ |
| description | Islamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (NonPerforming Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between variables. The analysis model used is the Engle Granger ECM Stage Two test that uses secondary data from the serial data (time series). The results of this study indicate that NPF simultaneously, GDP, and interest rates affect the ROA. Partially GDP positive and significant effects in the long term and short term, NPF positive and significant effect in the long term, interest rate, and no significant positive effect on ROA. |
| format | Article |
| id | doaj-art-4c010c44d67543c4a026ddac5d516d9c |
| institution | Kabale University |
| issn | 2655-9609 2655-9617 |
| language | English |
| publishDate | 2020-01-01 |
| publisher | Muhammadiyah University Press |
| record_format | Article |
| series | Journal of Islamic Economic Laws |
| spelling | doaj-art-4c010c44d67543c4a026ddac5d516d9c2025-08-20T03:29:44ZengMuhammadiyah University PressJournal of Islamic Economic Laws2655-96092655-96172020-01-01324710.23917/jisel.v3i1.101709307Macro Variable Effect Analysis and NonPerforming Financing (NPF) Against the Return on Asset (ROA) Islamic Banks in Indonesia Year 2008- 2017Dwi Pratika Karisma0Fikri ‘Ainul Qolbi1Imron Rosyadi2Faculty of Islamic Studies, University of Muhammadiyah SurakartaFaculty of Islamic Studies, University of Muhammadiyah SurakartaFaculty of Islamic Studies, University of Muhammadiyah SurakartaIslamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (NonPerforming Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between variables. The analysis model used is the Engle Granger ECM Stage Two test that uses secondary data from the serial data (time series). The results of this study indicate that NPF simultaneously, GDP, and interest rates affect the ROA. Partially GDP positive and significant effects in the long term and short term, NPF positive and significant effect in the long term, interest rate, and no significant positive effect on ROA.https://journals2.ums.ac.id/index.php/jisel/article/view/9244roaislamic banksnpfgdptwo-stage ecm engle granger |
| spellingShingle | Dwi Pratika Karisma Fikri ‘Ainul Qolbi Imron Rosyadi Macro Variable Effect Analysis and NonPerforming Financing (NPF) Against the Return on Asset (ROA) Islamic Banks in Indonesia Year 2008- 2017 Journal of Islamic Economic Laws roa islamic banks npf gdp two-stage ecm engle granger |
| title | Macro Variable Effect Analysis and NonPerforming Financing (NPF) Against the Return on Asset (ROA) Islamic Banks in Indonesia Year 2008- 2017 |
| title_full | Macro Variable Effect Analysis and NonPerforming Financing (NPF) Against the Return on Asset (ROA) Islamic Banks in Indonesia Year 2008- 2017 |
| title_fullStr | Macro Variable Effect Analysis and NonPerforming Financing (NPF) Against the Return on Asset (ROA) Islamic Banks in Indonesia Year 2008- 2017 |
| title_full_unstemmed | Macro Variable Effect Analysis and NonPerforming Financing (NPF) Against the Return on Asset (ROA) Islamic Banks in Indonesia Year 2008- 2017 |
| title_short | Macro Variable Effect Analysis and NonPerforming Financing (NPF) Against the Return on Asset (ROA) Islamic Banks in Indonesia Year 2008- 2017 |
| title_sort | macro variable effect analysis and nonperforming financing npf against the return on asset roa islamic banks in indonesia year 2008 2017 |
| topic | roa islamic banks npf gdp two-stage ecm engle granger |
| url | https://journals2.ums.ac.id/index.php/jisel/article/view/9244 |
| work_keys_str_mv | AT dwipratikakarisma macrovariableeffectanalysisandnonperformingfinancingnpfagainstthereturnonassetroaislamicbanksinindonesiayear20082017 AT fikriainulqolbi macrovariableeffectanalysisandnonperformingfinancingnpfagainstthereturnonassetroaislamicbanksinindonesiayear20082017 AT imronrosyadi macrovariableeffectanalysisandnonperformingfinancingnpfagainstthereturnonassetroaislamicbanksinindonesiayear20082017 |