Explainable AI based LightGBM prediction model to predict default borrower in social lending platform
This paper proposes an explainable AI (XAI)-based prediction model utilizing the LightGBM algorithm to predict the likelihood of borrower default on a social lending platform. The dataset used in this study was obtained from Lending Club and consisted of various borrower characteristics and loan fea...
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| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Elsevier
2025-06-01
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| Series: | Intelligent Systems with Applications |
| Subjects: | |
| Online Access: | http://www.sciencedirect.com/science/article/pii/S2667305325000407 |
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