An analytical assessment of credit card fraud detection techniques: Supervised, Unsupervised, and Reinforcement Learning

Objective. Bank card fraud is an increasingly serious problem for individuals, businesses and financial institutions. There is a need for effective fraud detection measures to protect consumers and businesses from financial losses. Method. information-theoretical analysis of methods for detecting fr...

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Main Author: Abdourahman Djamal Djama
Format: Article
Language:Russian
Published: Dagestan State Technical University 2025-01-01
Series:Вестник Дагестанского государственного технического университета: Технические науки
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Online Access:https://vestnik.dgtu.ru/jour/article/view/1614
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author Abdourahman Djamal Djama
author_facet Abdourahman Djamal Djama
author_sort Abdourahman Djamal Djama
collection DOAJ
description Objective. Bank card fraud is an increasingly serious problem for individuals, businesses and financial institutions. There is a need for effective fraud detection measures to protect consumers and businesses from financial losses. Method. information-theoretical analysis of methods for detecting fraud with bank cards, machine learning algorithms in improving the accuracy of fraud detection. Result. An analytical evaluation of fraud detection methods is provided, covering different learning approaches: supervised, unsupervised and reinforcement learning. Conclusion. The choice of a fraud detection method should be based on an understanding of the available data, the specific requirements of the application domain and the trade-offs between methods in terms of performance, adaptability and computational complexity.
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institution Kabale University
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series Вестник Дагестанского государственного технического университета: Технические науки
spelling doaj-art-49e3ca410cc54ee48cd4405c9bd62dc32025-08-20T03:57:21ZrusDagestan State Technical UniversityВестник Дагестанского государственного технического университета: Технические науки2073-61852542-095X2025-01-01514233210.21822/2073-6185-2024-51-4-23-32927An analytical assessment of credit card fraud detection techniques: Supervised, Unsupervised, and Reinforcement LearningAbdourahman Djamal Djama0Financial University under the Government of the Russian FederationObjective. Bank card fraud is an increasingly serious problem for individuals, businesses and financial institutions. There is a need for effective fraud detection measures to protect consumers and businesses from financial losses. Method. information-theoretical analysis of methods for detecting fraud with bank cards, machine learning algorithms in improving the accuracy of fraud detection. Result. An analytical evaluation of fraud detection methods is provided, covering different learning approaches: supervised, unsupervised and reinforcement learning. Conclusion. The choice of a fraud detection method should be based on an understanding of the available data, the specific requirements of the application domain and the trade-offs between methods in terms of performance, adaptability and computational complexity.https://vestnik.dgtu.ru/jour/article/view/1614fraudbank cardsmachine learningsupervised learningunsupervised learningreinforcement learningimbalanced dataset
spellingShingle Abdourahman Djamal Djama
An analytical assessment of credit card fraud detection techniques: Supervised, Unsupervised, and Reinforcement Learning
Вестник Дагестанского государственного технического университета: Технические науки
fraud
bank cards
machine learning
supervised learning
unsupervised learning
reinforcement learning
imbalanced dataset
title An analytical assessment of credit card fraud detection techniques: Supervised, Unsupervised, and Reinforcement Learning
title_full An analytical assessment of credit card fraud detection techniques: Supervised, Unsupervised, and Reinforcement Learning
title_fullStr An analytical assessment of credit card fraud detection techniques: Supervised, Unsupervised, and Reinforcement Learning
title_full_unstemmed An analytical assessment of credit card fraud detection techniques: Supervised, Unsupervised, and Reinforcement Learning
title_short An analytical assessment of credit card fraud detection techniques: Supervised, Unsupervised, and Reinforcement Learning
title_sort analytical assessment of credit card fraud detection techniques supervised unsupervised and reinforcement learning
topic fraud
bank cards
machine learning
supervised learning
unsupervised learning
reinforcement learning
imbalanced dataset
url https://vestnik.dgtu.ru/jour/article/view/1614
work_keys_str_mv AT abdourahmandjamaldjama ananalyticalassessmentofcreditcardfrauddetectiontechniquessupervisedunsupervisedandreinforcementlearning
AT abdourahmandjamaldjama analyticalassessmentofcreditcardfrauddetectiontechniquessupervisedunsupervisedandreinforcementlearning