Research on Default Prediction for Credit Card Users Based on XGBoost-LSTM Model
The credit card business has become an indispensable financial service for commercial banks. With the development of credit card business, commercial banks have achieved outstanding results in maintaining existing customers, tapping potential customers, and market share. During credit card operation...
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| Main Authors: | Jing Gao, Wenjun Sun, Xin Sui |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Wiley
2021-01-01
|
| Series: | Discrete Dynamics in Nature and Society |
| Online Access: | http://dx.doi.org/10.1155/2021/5080472 |
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