The Role of MSEs Loan in Achieving Inclusive Development in Bali Province

This study is aimed to look at the effect of credit sourced from the banking sector on the MSE’s income in each Regency/City of the Bali Province. This is important because the inclusive development index in Bali Province tends to increase, but the standard deviation for each Regency/City shows an i...

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Main Authors: Putu Ayu Pramitha Purwanti, I Ketut Ksama Putra, Ni Putu Wiwin Setyari, Luh Gede Astariyani
Format: Article
Language:English
Published: Muhammadiyah University Press 2022-06-01
Series:Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan
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Online Access:https://journals2.ums.ac.id/index.php/jep/article/view/9468
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author Putu Ayu Pramitha Purwanti
I Ketut Ksama Putra
Ni Putu Wiwin Setyari
Luh Gede Astariyani
author_facet Putu Ayu Pramitha Purwanti
I Ketut Ksama Putra
Ni Putu Wiwin Setyari
Luh Gede Astariyani
author_sort Putu Ayu Pramitha Purwanti
collection DOAJ
description This study is aimed to look at the effect of credit sourced from the banking sector on the MSE’s income in each Regency/City of the Bali Province. This is important because the inclusive development index in Bali Province tends to increase, but the standard deviation for each Regency/City shows an increase until 2017. This condition indicates that development is still relatively unequal between Regencies/ City. By using the data from the Economic Survey 2016 from BPS and processed using the Propensity Score Matching (PSM) method, the results confirm that credit recipients have significantly higher incomes than those who do not receive. Theoretically, additional capital accumulation will encourage faster economic growth in relatively poor areas compared to richer areas, causing convergence in the two regions. The results of the analysis show that MSE actors in districts with lower growth get higher additional income, thus enabling equitable development in Bali.
format Article
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institution DOAJ
issn 1411-6081
2460-9331
language English
publishDate 2022-06-01
publisher Muhammadiyah University Press
record_format Article
series Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan
spelling doaj-art-4994042108eb42319ee03cb697c1fc642025-08-20T03:17:25ZengMuhammadiyah University PressJurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan1411-60812460-93312022-06-0111012210.23917/jep.v23i1.168119531The Role of MSEs Loan in Achieving Inclusive Development in Bali ProvincePutu Ayu Pramitha Purwanti0I Ketut Ksama Putra1Ni Putu Wiwin Setyari2Luh Gede Astariyani3Udayana UniversityUdayana UniversityUdayana UniversityBali Province Central Bureau of StatisticsThis study is aimed to look at the effect of credit sourced from the banking sector on the MSE’s income in each Regency/City of the Bali Province. This is important because the inclusive development index in Bali Province tends to increase, but the standard deviation for each Regency/City shows an increase until 2017. This condition indicates that development is still relatively unequal between Regencies/ City. By using the data from the Economic Survey 2016 from BPS and processed using the Propensity Score Matching (PSM) method, the results confirm that credit recipients have significantly higher incomes than those who do not receive. Theoretically, additional capital accumulation will encourage faster economic growth in relatively poor areas compared to richer areas, causing convergence in the two regions. The results of the analysis show that MSE actors in districts with lower growth get higher additional income, thus enabling equitable development in Bali.https://journals2.ums.ac.id/index.php/jep/article/view/9468banking creditinclusive economic developmentinequalitymsespsm
spellingShingle Putu Ayu Pramitha Purwanti
I Ketut Ksama Putra
Ni Putu Wiwin Setyari
Luh Gede Astariyani
The Role of MSEs Loan in Achieving Inclusive Development in Bali Province
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan
banking credit
inclusive economic development
inequality
mses
psm
title The Role of MSEs Loan in Achieving Inclusive Development in Bali Province
title_full The Role of MSEs Loan in Achieving Inclusive Development in Bali Province
title_fullStr The Role of MSEs Loan in Achieving Inclusive Development in Bali Province
title_full_unstemmed The Role of MSEs Loan in Achieving Inclusive Development in Bali Province
title_short The Role of MSEs Loan in Achieving Inclusive Development in Bali Province
title_sort role of mses loan in achieving inclusive development in bali province
topic banking credit
inclusive economic development
inequality
mses
psm
url https://journals2.ums.ac.id/index.php/jep/article/view/9468
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