Predicting Financial Failure: Empirical Evidence from Publicly – Quoted Firms in Developed and Developing Countries

This paper analyzes the data of 570 firms from developed and developing countries between 2010 and 2019 in an attempt to create high–accuracy financial failure prediction models. In this sense, we utilize three different methods, namely logistic regression (LR), artificial neural networks (ANN), and...

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Main Authors: Serpil Altınırmak, Yavuz Gül
Format: Article
Language:English
Published: Ekonomi ve Finansal Araştırmalar Derneği 2025-03-01
Series:Ekonomi, Politika & Finans Araştırmaları Dergisi
Subjects:
Online Access:https://dergipark.org.tr/tr/download/article-file/4415035
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author Serpil Altınırmak
Yavuz Gül
author_facet Serpil Altınırmak
Yavuz Gül
author_sort Serpil Altınırmak
collection DOAJ
description This paper analyzes the data of 570 firms from developed and developing countries between 2010 and 2019 in an attempt to create high–accuracy financial failure prediction models. In this sense, we utilize three different methods, namely logistic regression (LR), artificial neural networks (ANN), and decision trees (DT), and compare the classification accuracy performances of these techniques. Using 16 financial ratios as independent variables, ANN is able to generate the most accurate prediction and outperforms the other methods in predicting failure. Otherwise said, ANN yields a correct classification accuracy of 98.1% one year prior to failure while LR and DT achieve accuracy rates of 94.7% and 96.1%, respectively. Furthermore, the empirical results demonstrate that the classification accuracy rate reaches 92.5% by ANN, 91.1% by DT, and 84.4% by logistic regression two years in advance. The findings of current research provide valuable insights into financial failure prediction and may entice practical implications for stakeholders, especially investors and regulatory bodies, by indicating that the use of the ANN approach may be more effective.
format Article
id doaj-art-472d5db8b5d24b289487a1e4cf19dd77
institution OA Journals
issn 2587-151X
language English
publishDate 2025-03-01
publisher Ekonomi ve Finansal Araştırmalar Derneği
record_format Article
series Ekonomi, Politika & Finans Araştırmaları Dergisi
spelling doaj-art-472d5db8b5d24b289487a1e4cf19dd772025-08-20T02:26:45ZengEkonomi ve Finansal Araştırmalar DerneğiEkonomi, Politika & Finans Araştırmaları Dergisi2587-151X2025-03-0110110712610.30784/epfad.1595915957Predicting Financial Failure: Empirical Evidence from Publicly – Quoted Firms in Developed and Developing CountriesSerpil Altınırmak0https://orcid.org/0000-0003-2879-9902Yavuz Gül1https://orcid.org/0000-0002-0208-6798ANADOLU UNIVERSITY, ESKİŞEHİR VOCATIONAL SCHOOLBEYKENT ÜNİVERSİTESİThis paper analyzes the data of 570 firms from developed and developing countries between 2010 and 2019 in an attempt to create high–accuracy financial failure prediction models. In this sense, we utilize three different methods, namely logistic regression (LR), artificial neural networks (ANN), and decision trees (DT), and compare the classification accuracy performances of these techniques. Using 16 financial ratios as independent variables, ANN is able to generate the most accurate prediction and outperforms the other methods in predicting failure. Otherwise said, ANN yields a correct classification accuracy of 98.1% one year prior to failure while LR and DT achieve accuracy rates of 94.7% and 96.1%, respectively. Furthermore, the empirical results demonstrate that the classification accuracy rate reaches 92.5% by ANN, 91.1% by DT, and 84.4% by logistic regression two years in advance. The findings of current research provide valuable insights into financial failure prediction and may entice practical implications for stakeholders, especially investors and regulatory bodies, by indicating that the use of the ANN approach may be more effective.https://dergipark.org.tr/tr/download/article-file/4415035finansal başarısızlıklojistik regresyonyapay sinir ağlarıkarar ağaçlarıfinancial failurelogistic regressionartificial neural networksdecision trees
spellingShingle Serpil Altınırmak
Yavuz Gül
Predicting Financial Failure: Empirical Evidence from Publicly – Quoted Firms in Developed and Developing Countries
Ekonomi, Politika & Finans Araştırmaları Dergisi
finansal başarısızlık
lojistik regresyon
yapay sinir ağları
karar ağaçları
financial failure
logistic regression
artificial neural networks
decision trees
title Predicting Financial Failure: Empirical Evidence from Publicly – Quoted Firms in Developed and Developing Countries
title_full Predicting Financial Failure: Empirical Evidence from Publicly – Quoted Firms in Developed and Developing Countries
title_fullStr Predicting Financial Failure: Empirical Evidence from Publicly – Quoted Firms in Developed and Developing Countries
title_full_unstemmed Predicting Financial Failure: Empirical Evidence from Publicly – Quoted Firms in Developed and Developing Countries
title_short Predicting Financial Failure: Empirical Evidence from Publicly – Quoted Firms in Developed and Developing Countries
title_sort predicting financial failure empirical evidence from publicly quoted firms in developed and developing countries
topic finansal başarısızlık
lojistik regresyon
yapay sinir ağları
karar ağaçları
financial failure
logistic regression
artificial neural networks
decision trees
url https://dergipark.org.tr/tr/download/article-file/4415035
work_keys_str_mv AT serpilaltınırmak predictingfinancialfailureempiricalevidencefrompubliclyquotedfirmsindevelopedanddevelopingcountries
AT yavuzgul predictingfinancialfailureempiricalevidencefrompubliclyquotedfirmsindevelopedanddevelopingcountries