Impact of implicit government guarantee on the credit spread of urban construction investment bonds

Abstract Financing sources for urban construction have garnered significant attention globally. Among various financing methods, the urban construction investment bond (UCIB) is unique to China. The UCIB credit spread, which represents the compensation for credit risk, has become a focal point for r...

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Main Authors: Rongda Chen, Han Li, Xuhui Tang, Chenglu Jin, Shuonan Zhang, Xinyu Zhang
Format: Article
Language:English
Published: SpringerOpen 2024-12-01
Series:Financial Innovation
Subjects:
Online Access:https://doi.org/10.1186/s40854-024-00722-3
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author Rongda Chen
Han Li
Xuhui Tang
Chenglu Jin
Shuonan Zhang
Xinyu Zhang
author_facet Rongda Chen
Han Li
Xuhui Tang
Chenglu Jin
Shuonan Zhang
Xinyu Zhang
author_sort Rongda Chen
collection DOAJ
description Abstract Financing sources for urban construction have garnered significant attention globally. Among various financing methods, the urban construction investment bond (UCIB) is unique to China. The UCIB credit spread, which represents the compensation for credit risk, has become a focal point for researchers. However, owing to shortcomings of previous approaches, few scholars have accurately assessed the impact of implicit government guarantees on credit spreads. This study introduces an innovative approach that uses orthogonal decomposition to extract proprietary information from credit ratings, reflecting implicit government guarantees. After accounting for bond factors, local government financing vehicle factors, and macroeconomic conditions, the implicit government guarantee substantially reduces the UCIB's credit spread. This conclusion remains robust when controlling for investor attention, regional factors, or duration.
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institution DOAJ
issn 2199-4730
language English
publishDate 2024-12-01
publisher SpringerOpen
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series Financial Innovation
spelling doaj-art-46a9c0193abc4f2f8e8af0a7d380950d2025-08-20T02:46:08ZengSpringerOpenFinancial Innovation2199-47302024-12-0110113110.1186/s40854-024-00722-3Impact of implicit government guarantee on the credit spread of urban construction investment bondsRongda Chen0Han Li1Xuhui Tang2Chenglu Jin3Shuonan Zhang4Xinyu Zhang5Zhejiang Financial CollegeSchool of Finance, Zhejiang University of Finance and EconomicsSchool of Finance, Zhejiang University of Finance and EconomicsSchool of Finance, Zhejiang University of Finance and EconomicsSchool of Finance, Zhejiang University of Finance and EconomicsSchool of Finance, Zhejiang University of Finance and EconomicsAbstract Financing sources for urban construction have garnered significant attention globally. Among various financing methods, the urban construction investment bond (UCIB) is unique to China. The UCIB credit spread, which represents the compensation for credit risk, has become a focal point for researchers. However, owing to shortcomings of previous approaches, few scholars have accurately assessed the impact of implicit government guarantees on credit spreads. This study introduces an innovative approach that uses orthogonal decomposition to extract proprietary information from credit ratings, reflecting implicit government guarantees. After accounting for bond factors, local government financing vehicle factors, and macroeconomic conditions, the implicit government guarantee substantially reduces the UCIB's credit spread. This conclusion remains robust when controlling for investor attention, regional factors, or duration.https://doi.org/10.1186/s40854-024-00722-3Urban construction investment bondImplicit government guaranteeCredit ratingCredit spread
spellingShingle Rongda Chen
Han Li
Xuhui Tang
Chenglu Jin
Shuonan Zhang
Xinyu Zhang
Impact of implicit government guarantee on the credit spread of urban construction investment bonds
Financial Innovation
Urban construction investment bond
Implicit government guarantee
Credit rating
Credit spread
title Impact of implicit government guarantee on the credit spread of urban construction investment bonds
title_full Impact of implicit government guarantee on the credit spread of urban construction investment bonds
title_fullStr Impact of implicit government guarantee on the credit spread of urban construction investment bonds
title_full_unstemmed Impact of implicit government guarantee on the credit spread of urban construction investment bonds
title_short Impact of implicit government guarantee on the credit spread of urban construction investment bonds
title_sort impact of implicit government guarantee on the credit spread of urban construction investment bonds
topic Urban construction investment bond
Implicit government guarantee
Credit rating
Credit spread
url https://doi.org/10.1186/s40854-024-00722-3
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AT chenglujin impactofimplicitgovernmentguaranteeonthecreditspreadofurbanconstructioninvestmentbonds
AT shuonanzhang impactofimplicitgovernmentguaranteeonthecreditspreadofurbanconstructioninvestmentbonds
AT xinyuzhang impactofimplicitgovernmentguaranteeonthecreditspreadofurbanconstructioninvestmentbonds