Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland
As globalisation and internationalisation proceed, innovativeness of small and medium-sized enterprises (SME) has become a key element to building of competitive advantage in the market. Polish SMEs are commonly regarded as not very innovative and encounter a range of barriers to access to external...
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| Format: | Article |
| Language: | English |
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AGH UNIVERSITY PRESS
2012-12-01
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| Series: | Managerial Economics |
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| Online Access: | https://journals.agh.edu.pl/manage/article/view/580 |
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| author | Joanna Duda |
| author_facet | Joanna Duda |
| author_sort | Joanna Duda |
| collection | DOAJ |
| description | As globalisation and internationalisation proceed, innovativeness of small and medium-sized enterprises (SME) has become a key element to building of competitive advantage in the market. Polish SMEs are commonly regarded as not very innovative and encounter a range of barriers to access to external capital, in particular, bank crediting. Therefore, this paper analyses investment spending and sources of financing for innovative activities in this group of enterprises on the basis of literature and empirical studies. An attempt is also undertaken at assessing the potential for obtaining and using of technological credits in order to finance innovative activities. |
| format | Article |
| id | doaj-art-466086741c19494e9c3ea46ff8f4cb0e |
| institution | DOAJ |
| issn | 1898-1143 2353-3617 |
| language | English |
| publishDate | 2012-12-01 |
| publisher | AGH UNIVERSITY PRESS |
| record_format | Article |
| series | Managerial Economics |
| spelling | doaj-art-466086741c19494e9c3ea46ff8f4cb0e2025-08-20T02:52:23ZengAGH UNIVERSITY PRESSManagerial Economics1898-11432353-36172012-12-011210.7494/manage.2012.12.25Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser PolandJoanna DudaAs globalisation and internationalisation proceed, innovativeness of small and medium-sized enterprises (SME) has become a key element to building of competitive advantage in the market. Polish SMEs are commonly regarded as not very innovative and encounter a range of barriers to access to external capital, in particular, bank crediting. Therefore, this paper analyses investment spending and sources of financing for innovative activities in this group of enterprises on the basis of literature and empirical studies. An attempt is also undertaken at assessing the potential for obtaining and using of technological credits in order to finance innovative activities.https://journals.agh.edu.pl/manage/article/view/580SMEsources of financingbank credittechnological creditinnovations |
| spellingShingle | Joanna Duda Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland Managerial Economics SME sources of financing bank credit technological credit innovations |
| title | Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland |
| title_full | Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland |
| title_fullStr | Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland |
| title_full_unstemmed | Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland |
| title_short | Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland |
| title_sort | role and importance of technological credits in financing of innovative investments by small and medium sized enterprises in poland and lesser poland |
| topic | SME sources of financing bank credit technological credit innovations |
| url | https://journals.agh.edu.pl/manage/article/view/580 |
| work_keys_str_mv | AT joannaduda roleandimportanceoftechnologicalcreditsinfinancingofinnovativeinvestmentsbysmallandmediumsizedenterprisesinpolandandlesserpoland |