Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland

As globalisation and internationalisation proceed, innovativeness of small and medium-sized enterprises (SME) has become a key element to building of competitive advantage in the market. Polish SMEs are commonly regarded as not very innovative and encounter a range of barriers to access to external...

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Main Author: Joanna Duda
Format: Article
Language:English
Published: AGH UNIVERSITY PRESS 2012-12-01
Series:Managerial Economics
Subjects:
Online Access:https://journals.agh.edu.pl/manage/article/view/580
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author Joanna Duda
author_facet Joanna Duda
author_sort Joanna Duda
collection DOAJ
description As globalisation and internationalisation proceed, innovativeness of small and medium-sized enterprises (SME) has become a key element to building of competitive advantage in the market. Polish SMEs are commonly regarded as not very innovative and encounter a range of barriers to access to external capital, in particular, bank crediting. Therefore, this paper analyses investment spending and sources of financing for innovative activities in this group of enterprises on the basis of literature and empirical studies. An attempt is also undertaken at assessing the potential for obtaining and using of technological credits in order to finance innovative activities.
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spelling doaj-art-466086741c19494e9c3ea46ff8f4cb0e2025-08-20T02:52:23ZengAGH UNIVERSITY PRESSManagerial Economics1898-11432353-36172012-12-011210.7494/manage.2012.12.25Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser PolandJoanna DudaAs globalisation and internationalisation proceed, innovativeness of small and medium-sized enterprises (SME) has become a key element to building of competitive advantage in the market. Polish SMEs are commonly regarded as not very innovative and encounter a range of barriers to access to external capital, in particular, bank crediting. Therefore, this paper analyses investment spending and sources of financing for innovative activities in this group of enterprises on the basis of literature and empirical studies. An attempt is also undertaken at assessing the potential for obtaining and using of technological credits in order to finance innovative activities.https://journals.agh.edu.pl/manage/article/view/580SMEsources of financingbank credittechnological creditinnovations
spellingShingle Joanna Duda
Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland
Managerial Economics
SME
sources of financing
bank credit
technological credit
innovations
title Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland
title_full Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland
title_fullStr Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland
title_full_unstemmed Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland
title_short Role and Importance of Technological Credits in Financing of Innovative Investments by Small and Medium-sized Enterprises in Poland and Lesser Poland
title_sort role and importance of technological credits in financing of innovative investments by small and medium sized enterprises in poland and lesser poland
topic SME
sources of financing
bank credit
technological credit
innovations
url https://journals.agh.edu.pl/manage/article/view/580
work_keys_str_mv AT joannaduda roleandimportanceoftechnologicalcreditsinfinancingofinnovativeinvestmentsbysmallandmediumsizedenterprisesinpolandandlesserpoland