Risk-Adjusted Estimation and Graduation of Transition Intensities for Disability and Long-Term Care Insurance: A Multi-State Model Approach
This paper introduces a methodology for estimating transition intensities in a multi-state model for disability and long-term care insurance. We propose a novel framework that integrates observable risk factors, such as demographic (age and sex), lifestyle (smoking and exercise habits) and health-re...
Saved in:
| Main Authors: | , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
MDPI AG
2025-06-01
|
| Series: | Risks |
| Subjects: | |
| Online Access: | https://www.mdpi.com/2227-9091/13/7/124 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|