The moderating role of personalized recommendations in the trust–satisfaction–loyalty relationship: an empirical study of AI-driven e-commerce

Abstract Purpose This study investigates the effects of trust, satisfaction, and loyalty on AI-driven e-commerce, with a particular focus on how personalized recommendations moderate these relationships. It aims to explore how personalized AI features reshape consumer perceptions and decision-making...

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Main Authors: Noha Hassan, Mohamed Abdelraouf, Dina El-Shihy
Format: Article
Language:English
Published: SpringerOpen 2025-04-01
Series:Future Business Journal
Subjects:
Online Access:https://doi.org/10.1186/s43093-025-00476-z
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author Noha Hassan
Mohamed Abdelraouf
Dina El-Shihy
author_facet Noha Hassan
Mohamed Abdelraouf
Dina El-Shihy
author_sort Noha Hassan
collection DOAJ
description Abstract Purpose This study investigates the effects of trust, satisfaction, and loyalty on AI-driven e-commerce, with a particular focus on how personalized recommendations moderate these relationships. It aims to explore how personalized AI features reshape consumer perceptions and decision-making. Design/methodology/approach A quantitative research approach was used to collect data from a diverse group of e-commerce users who had interacted with AI-based recommendation systems. An online survey employing standardized scales for trust, satisfaction, loyalty, and personalization was administered, and data were analyzed using structural equation modeling (SEM) to test the hypotheses. Findings The study reveals that trust has a significant positive influence on both satisfaction and loyalty. Personalization further strengthens these relationships by moderating the trust–satisfaction–loyalty dynamic. Satisfaction partially mediates the relationship between trust and loyalty, with the model’s explanatory power improving by 5% when personalization is included as a moderator. These results highlight the pivotal role of personalized recommendations in shaping consumer trust and satisfaction in AI-driven e-commerce. Practical implications Businesses can use personalized recommendation systems to enhance trust and satisfaction, thereby fostering loyalty. For example, platforms like Amazon and Netflix have successfully employed personalized AI algorithms to boost customer retention and engagement. Transparency features, such as explaining why certain products are recommended, and cultural sensitivity in algorithm design can further enhance customer trust and acceptance. e-commerce organizations should also invest in data privacy measures and clear algorithms to maintain consumer confidence while leveraging AI to improve customer experience and achieve sustainable competitive advantages. Originality/value This study contributes to the growing body of knowledge on AI-driven e-commerce by demonstrating how personalized recommendations influence trust, satisfaction, and loyalty. It provides actionable insights for leveraging AI tools to build stronger consumer relationships in dynamic digital marketplaces.
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spelling doaj-art-456dc1e11a574708b91509bd6f40bf082025-08-20T03:10:07ZengSpringerOpenFuture Business Journal2314-72102025-04-0111111510.1186/s43093-025-00476-zThe moderating role of personalized recommendations in the trust–satisfaction–loyalty relationship: an empirical study of AI-driven e-commerceNoha Hassan0Mohamed Abdelraouf1Dina El-Shihy2Newgiza University (NGU)King Salman International University (KSIU)Newgiza University (NGU)Abstract Purpose This study investigates the effects of trust, satisfaction, and loyalty on AI-driven e-commerce, with a particular focus on how personalized recommendations moderate these relationships. It aims to explore how personalized AI features reshape consumer perceptions and decision-making. Design/methodology/approach A quantitative research approach was used to collect data from a diverse group of e-commerce users who had interacted with AI-based recommendation systems. An online survey employing standardized scales for trust, satisfaction, loyalty, and personalization was administered, and data were analyzed using structural equation modeling (SEM) to test the hypotheses. Findings The study reveals that trust has a significant positive influence on both satisfaction and loyalty. Personalization further strengthens these relationships by moderating the trust–satisfaction–loyalty dynamic. Satisfaction partially mediates the relationship between trust and loyalty, with the model’s explanatory power improving by 5% when personalization is included as a moderator. These results highlight the pivotal role of personalized recommendations in shaping consumer trust and satisfaction in AI-driven e-commerce. Practical implications Businesses can use personalized recommendation systems to enhance trust and satisfaction, thereby fostering loyalty. For example, platforms like Amazon and Netflix have successfully employed personalized AI algorithms to boost customer retention and engagement. Transparency features, such as explaining why certain products are recommended, and cultural sensitivity in algorithm design can further enhance customer trust and acceptance. e-commerce organizations should also invest in data privacy measures and clear algorithms to maintain consumer confidence while leveraging AI to improve customer experience and achieve sustainable competitive advantages. Originality/value This study contributes to the growing body of knowledge on AI-driven e-commerce by demonstrating how personalized recommendations influence trust, satisfaction, and loyalty. It provides actionable insights for leveraging AI tools to build stronger consumer relationships in dynamic digital marketplaces.https://doi.org/10.1186/s43093-025-00476-zAI-driven e-commerceArtificial intelligenceChatbotCustomer experienceE-commerceLoyalty
spellingShingle Noha Hassan
Mohamed Abdelraouf
Dina El-Shihy
The moderating role of personalized recommendations in the trust–satisfaction–loyalty relationship: an empirical study of AI-driven e-commerce
Future Business Journal
AI-driven e-commerce
Artificial intelligence
Chatbot
Customer experience
E-commerce
Loyalty
title The moderating role of personalized recommendations in the trust–satisfaction–loyalty relationship: an empirical study of AI-driven e-commerce
title_full The moderating role of personalized recommendations in the trust–satisfaction–loyalty relationship: an empirical study of AI-driven e-commerce
title_fullStr The moderating role of personalized recommendations in the trust–satisfaction–loyalty relationship: an empirical study of AI-driven e-commerce
title_full_unstemmed The moderating role of personalized recommendations in the trust–satisfaction–loyalty relationship: an empirical study of AI-driven e-commerce
title_short The moderating role of personalized recommendations in the trust–satisfaction–loyalty relationship: an empirical study of AI-driven e-commerce
title_sort moderating role of personalized recommendations in the trust satisfaction loyalty relationship an empirical study of ai driven e commerce
topic AI-driven e-commerce
Artificial intelligence
Chatbot
Customer experience
E-commerce
Loyalty
url https://doi.org/10.1186/s43093-025-00476-z
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