Understanding Fintech: Financial Technology Literacy

The rapid development of information and communication technology has significantly impacted the financial industry, particularly in financial services. This industry is no longer solely dominated by conventional financial institutions but has increasingly shifted toward financial technology based...

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Main Authors: Endarwati Endarwati, Citra Ayudiati
Format: Article
Language:English
Published: Universitas KH Abdul Chalim, Prodi Ekonomi Syariah 2025-03-01
Series:Indonesian Interdisciplinary Journal of Sharia Economics
Subjects:
Online Access:https://e-journal.uac.ac.id/index.php/iijse/article/view/6305
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author Endarwati Endarwati
Citra Ayudiati
author_facet Endarwati Endarwati
Citra Ayudiati
author_sort Endarwati Endarwati
collection DOAJ
description The rapid development of information and communication technology has significantly impacted the financial industry, particularly in financial services. This industry is no longer solely dominated by conventional financial institutions but has increasingly shifted toward financial technology based on Internet servers and applications. Women, as key members of their families, actively engage with financial markets and fintech, making them an important subject for research. Fintech encompasses products such as e-wallets, P2P lending, and crowdfunding. This study employs quantitative methods, using questionnaires as the primary data collection tool. Among the three fintech products, e-wallets were the most recognized and understood by respondents. This indicates that e-wallets are more easily accessible and comprehensible compared to other products.
format Article
id doaj-art-421189c9afb9457590f7e6a9c933809e
institution DOAJ
issn 2621-606X
language English
publishDate 2025-03-01
publisher Universitas KH Abdul Chalim, Prodi Ekonomi Syariah
record_format Article
series Indonesian Interdisciplinary Journal of Sharia Economics
spelling doaj-art-421189c9afb9457590f7e6a9c933809e2025-08-20T03:02:10ZengUniversitas KH Abdul Chalim, Prodi Ekonomi SyariahIndonesian Interdisciplinary Journal of Sharia Economics2621-606X2025-03-017310.31538/iijse.v7i3.6305Understanding Fintech: Financial Technology LiteracyEndarwati Endarwati0Citra Ayudiati1Universitas Cokroaminoto Yogyakarta, Yogyakarta, IndonesiaUniversitas Cokroaminoto Yogyakarta, Yogyakarta, Indonesia The rapid development of information and communication technology has significantly impacted the financial industry, particularly in financial services. This industry is no longer solely dominated by conventional financial institutions but has increasingly shifted toward financial technology based on Internet servers and applications. Women, as key members of their families, actively engage with financial markets and fintech, making them an important subject for research. Fintech encompasses products such as e-wallets, P2P lending, and crowdfunding. This study employs quantitative methods, using questionnaires as the primary data collection tool. Among the three fintech products, e-wallets were the most recognized and understood by respondents. This indicates that e-wallets are more easily accessible and comprehensible compared to other products. https://e-journal.uac.ac.id/index.php/iijse/article/view/6305Fintech, Literacy, Women, Financial Technology, E-Wallets
spellingShingle Endarwati Endarwati
Citra Ayudiati
Understanding Fintech: Financial Technology Literacy
Indonesian Interdisciplinary Journal of Sharia Economics
Fintech, Literacy, Women, Financial Technology, E-Wallets
title Understanding Fintech: Financial Technology Literacy
title_full Understanding Fintech: Financial Technology Literacy
title_fullStr Understanding Fintech: Financial Technology Literacy
title_full_unstemmed Understanding Fintech: Financial Technology Literacy
title_short Understanding Fintech: Financial Technology Literacy
title_sort understanding fintech financial technology literacy
topic Fintech, Literacy, Women, Financial Technology, E-Wallets
url https://e-journal.uac.ac.id/index.php/iijse/article/view/6305
work_keys_str_mv AT endarwatiendarwati understandingfintechfinancialtechnologyliteracy
AT citraayudiati understandingfintechfinancialtechnologyliteracy