THE IMPACT OF THE BASEL III AGREEMENT ON THE BANKING SYSTEMS

In the light of the current financial crisis, some deficiencies of the financial supervision system were highlighted. The former Basel II Agreement needed to be reformulated to achieve more stability of the banking systems. The new Basel III launched tight regulation regarding both banking solvency...

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Main Author: Magdalena RADULESCU
Format: Article
Language:English
Published: University of Pitesti 2014-06-01
Series:Buletin ştiinţific: Universitatea din Piteşti. Seria Ştiinţe Economice
Subjects:
Online Access:http://economic.upit.ro/repec/pdf/2014_1_1.pdf
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author Magdalena RADULESCU
author_facet Magdalena RADULESCU
author_sort Magdalena RADULESCU
collection DOAJ
description In the light of the current financial crisis, some deficiencies of the financial supervision system were highlighted. The former Basel II Agreement needed to be reformulated to achieve more stability of the banking systems. The new Basel III launched tight regulation regarding both banking solvency and liquidity and the leverage ratio. These regulations imply more costs for banks. Many bankers didn’t agree because of the decrease of the profitability of banks. Still, even the current crisis wasn’t surpassed yet, the financial authorities have already claimed another improved agreement Basel IV.
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2344-4908
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series Buletin ştiinţific: Universitatea din Piteşti. Seria Ştiinţe Economice
spelling doaj-art-41ad40e828fb48639b33eb21b921db382025-08-20T02:52:45ZengUniversity of PitestiBuletin ştiinţific: Universitatea din Piteşti. Seria Ştiinţe Economice1583-18092344-49082014-06-01131310THE IMPACT OF THE BASEL III AGREEMENT ON THE BANKING SYSTEMSMagdalena RADULESCU0Faculty of Economics, University of Pitesti, RomaniaIn the light of the current financial crisis, some deficiencies of the financial supervision system were highlighted. The former Basel II Agreement needed to be reformulated to achieve more stability of the banking systems. The new Basel III launched tight regulation regarding both banking solvency and liquidity and the leverage ratio. These regulations imply more costs for banks. Many bankers didn’t agree because of the decrease of the profitability of banks. Still, even the current crisis wasn’t surpassed yet, the financial authorities have already claimed another improved agreement Basel IV.http://economic.upit.ro/repec/pdf/2014_1_1.pdfprudential supervisionbanking systemBasel III
spellingShingle Magdalena RADULESCU
THE IMPACT OF THE BASEL III AGREEMENT ON THE BANKING SYSTEMS
Buletin ştiinţific: Universitatea din Piteşti. Seria Ştiinţe Economice
prudential supervision
banking system
Basel III
title THE IMPACT OF THE BASEL III AGREEMENT ON THE BANKING SYSTEMS
title_full THE IMPACT OF THE BASEL III AGREEMENT ON THE BANKING SYSTEMS
title_fullStr THE IMPACT OF THE BASEL III AGREEMENT ON THE BANKING SYSTEMS
title_full_unstemmed THE IMPACT OF THE BASEL III AGREEMENT ON THE BANKING SYSTEMS
title_short THE IMPACT OF THE BASEL III AGREEMENT ON THE BANKING SYSTEMS
title_sort impact of the basel iii agreement on the banking systems
topic prudential supervision
banking system
Basel III
url http://economic.upit.ro/repec/pdf/2014_1_1.pdf
work_keys_str_mv AT magdalenaradulescu theimpactofthebaseliiiagreementonthebankingsystems
AT magdalenaradulescu impactofthebaseliiiagreementonthebankingsystems