GOAL ORIENTED SMART PORTFOLIO OPTIMIZATION

Portfolio optimization is a critical aspect of investment strategy, which aims to maximize returns while minimizing risk. This paper presents a comprehensive framework for portfolio optimization, encompassing risk assessment, data preprocessing, and optimization methodologies over a dataset of the N...

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Main Authors: Ayush Deshpande, Rohan Gore, Sankirti Shiravale, Shubham Chougule, Samarth Bahirgonde
Format: Article
Language:English
Published: University of Kragujevac 2025-03-01
Series:Proceedings on Engineering Sciences
Subjects:
Online Access:https://pesjournal.net/journal/v7-n1/52.pdf
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author Ayush Deshpande
Rohan Gore
Sankirti Shiravale
Shubham Chougule
Samarth Bahirgonde
author_facet Ayush Deshpande
Rohan Gore
Sankirti Shiravale
Shubham Chougule
Samarth Bahirgonde
author_sort Ayush Deshpande
collection DOAJ
description Portfolio optimization is a critical aspect of investment strategy, which aims to maximize returns while minimizing risk. This paper presents a comprehensive framework for portfolio optimization, encompassing risk assessment, data preprocessing, and optimization methodologies over a dataset of the Nifty500 index. Leveraging the investment risk profiling guide from the Chartered Financial Accountant (CFA) Institute, users are categorized into risk profiles ranging from "Low" to "Very high". Historical stock data from the NIFTY500 list is preprocessed which includes data cleansing and volatility analysis to categorize stocks into corresponding risk classes. Basic portfolios are generated using equal-weighted strategies followed by generating optimized portfolios by applying different optimization techniques: Monte Carlo simulation, Efficient Frontier, and the Black-Litterman model. These methodologies provide portfolios with optimized weights, which are further refined through a discrete allocation process. The algorithms are compared using volatility, returns, and Sharpe ratio as metrics. The effectiveness of the optimized portfolios is evaluated through backtesting against Nifty50 prices over a three-month window. This comprehensive approach offers investors a robust framework for constructing well-balanced portfolios tailored to their risk preferences and investment goals.
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issn 2620-2832
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language English
publishDate 2025-03-01
publisher University of Kragujevac
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spelling doaj-art-4065b26633c04d088da5dc297bb536ec2025-08-20T02:56:55ZengUniversity of KragujevacProceedings on Engineering Sciences2620-28322683-41112025-03-017149550610.24874/PES07.01D.006GOAL ORIENTED SMART PORTFOLIO OPTIMIZATIONAyush Deshpande 0https://orcid.org/0000-0003-4525-8980Rohan Gore 1https://orcid.org/0009-0000-5937-5032Sankirti Shiravale 2https://orcid.org/0000-0002-9804-3978Shubham Chougule 3https://orcid.org/0009-0001-9254-6398Samarth Bahirgonde 4https://orcid.org/0009-0004-5292-7585Marathwada Mitra Mandal’s College of Engineering Pune, Pune, India Marathwada Mitra Mandal’s College of Engineering Pune, Pune, India Marathwada Mitra Mandal’s College of Engineering Pune, Pune, India Marathwada Mitra Mandal’s College of Engineering Pune, Pune, India Marathwada Mitra Mandal’s College of Engineering Pune, Pune, India Portfolio optimization is a critical aspect of investment strategy, which aims to maximize returns while minimizing risk. This paper presents a comprehensive framework for portfolio optimization, encompassing risk assessment, data preprocessing, and optimization methodologies over a dataset of the Nifty500 index. Leveraging the investment risk profiling guide from the Chartered Financial Accountant (CFA) Institute, users are categorized into risk profiles ranging from "Low" to "Very high". Historical stock data from the NIFTY500 list is preprocessed which includes data cleansing and volatility analysis to categorize stocks into corresponding risk classes. Basic portfolios are generated using equal-weighted strategies followed by generating optimized portfolios by applying different optimization techniques: Monte Carlo simulation, Efficient Frontier, and the Black-Litterman model. These methodologies provide portfolios with optimized weights, which are further refined through a discrete allocation process. The algorithms are compared using volatility, returns, and Sharpe ratio as metrics. The effectiveness of the optimized portfolios is evaluated through backtesting against Nifty50 prices over a three-month window. This comprehensive approach offers investors a robust framework for constructing well-balanced portfolios tailored to their risk preferences and investment goals.https://pesjournal.net/journal/v7-n1/52.pdfinvestmentportfolio optimizationportfolio buildingstockfinancial risk
spellingShingle Ayush Deshpande
Rohan Gore
Sankirti Shiravale
Shubham Chougule
Samarth Bahirgonde
GOAL ORIENTED SMART PORTFOLIO OPTIMIZATION
Proceedings on Engineering Sciences
investment
portfolio optimization
portfolio building
stock
financial risk
title GOAL ORIENTED SMART PORTFOLIO OPTIMIZATION
title_full GOAL ORIENTED SMART PORTFOLIO OPTIMIZATION
title_fullStr GOAL ORIENTED SMART PORTFOLIO OPTIMIZATION
title_full_unstemmed GOAL ORIENTED SMART PORTFOLIO OPTIMIZATION
title_short GOAL ORIENTED SMART PORTFOLIO OPTIMIZATION
title_sort goal oriented smart portfolio optimization
topic investment
portfolio optimization
portfolio building
stock
financial risk
url https://pesjournal.net/journal/v7-n1/52.pdf
work_keys_str_mv AT ayushdeshpande goalorientedsmartportfoliooptimization
AT rohangore goalorientedsmartportfoliooptimization
AT sankirtishiravale goalorientedsmartportfoliooptimization
AT shubhamchougule goalorientedsmartportfoliooptimization
AT samarthbahirgonde goalorientedsmartportfoliooptimization