Benefit equity of social health insurance in China and its provinces (2014–2020): implications for universal health coverage

Introduction China has increased fiscal input into social health insurance (SHI) schemes to achieve universal health coverage. Our study aimed to examine the equity of SHI benefits in the country and five representative provinces over the period of 2014–2020.Methods We analysed nationally and subnat...

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Main Authors: Anne Mills, Yaoyun Zhang
Format: Article
Language:English
Published: BMJ Publishing Group 2024-11-01
Series:BMJ Global Health
Online Access:https://gh.bmj.com/content/9/11/e014806.full
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author Anne Mills
Yaoyun Zhang
author_facet Anne Mills
Yaoyun Zhang
author_sort Anne Mills
collection DOAJ
description Introduction China has increased fiscal input into social health insurance (SHI) schemes to achieve universal health coverage. Our study aimed to examine the equity of SHI benefits in the country and five representative provinces over the period of 2014–2020.Methods We analysed nationally and subnationally representative data from four waves (2014, 2016, 2018 and 2020) of the China Family Panel Studies. Benefit relative to consumption was assessed using concentration indices and concentration curves. We compared benefit distribution against health need across consumption quintiles. We further decomposed the change in the concentration index from 2014 to 2020.Results The national concentration index for SHI benefit was pro-rich but became substantially less so over time, falling from 0.262 in 2014 to 0.133 in 2020. Poorer quintiles suffered more ill health but received a smaller share of SHI benefits compared with the richer quintiles. All five provinces improved in benefit equity to varying degrees. Reduced disparity between employee and resident schemes, and use of hospitals as the usual source of care, accounted for 44.47% and 14.70%, respectively, of the national improvement in SHI benefit equity.Conclusion The benefit equity of SHI in China has improved, likely influenced by the narrowing funding gap between resident and employee scheme benefits. However, benefits remained skewed towards the richer groups with lower health need, revealing the resilience of an ‘Inverse Benefit Law’. We suggest risk-equalisation of SHI funds and coordinated reform in health financing and service delivery towards a greater focus on primary care.
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spelling doaj-art-3e3976cb34f648bfb38491151cb81f8a2025-08-20T02:12:46ZengBMJ Publishing GroupBMJ Global Health2059-79082024-11-0191110.1136/bmjgh-2023-014806Benefit equity of social health insurance in China and its provinces (2014–2020): implications for universal health coverageAnne Mills0Yaoyun Zhang13 Department of Global Health and Development, Faculty of Public Health and Policy, London School of Hygiene and Tropical Medicine, London, UK1 School of Public Health, Peking University, Beijing, ChinaIntroduction China has increased fiscal input into social health insurance (SHI) schemes to achieve universal health coverage. Our study aimed to examine the equity of SHI benefits in the country and five representative provinces over the period of 2014–2020.Methods We analysed nationally and subnationally representative data from four waves (2014, 2016, 2018 and 2020) of the China Family Panel Studies. Benefit relative to consumption was assessed using concentration indices and concentration curves. We compared benefit distribution against health need across consumption quintiles. We further decomposed the change in the concentration index from 2014 to 2020.Results The national concentration index for SHI benefit was pro-rich but became substantially less so over time, falling from 0.262 in 2014 to 0.133 in 2020. Poorer quintiles suffered more ill health but received a smaller share of SHI benefits compared with the richer quintiles. All five provinces improved in benefit equity to varying degrees. Reduced disparity between employee and resident schemes, and use of hospitals as the usual source of care, accounted for 44.47% and 14.70%, respectively, of the national improvement in SHI benefit equity.Conclusion The benefit equity of SHI in China has improved, likely influenced by the narrowing funding gap between resident and employee scheme benefits. However, benefits remained skewed towards the richer groups with lower health need, revealing the resilience of an ‘Inverse Benefit Law’. We suggest risk-equalisation of SHI funds and coordinated reform in health financing and service delivery towards a greater focus on primary care.https://gh.bmj.com/content/9/11/e014806.full
spellingShingle Anne Mills
Yaoyun Zhang
Benefit equity of social health insurance in China and its provinces (2014–2020): implications for universal health coverage
BMJ Global Health
title Benefit equity of social health insurance in China and its provinces (2014–2020): implications for universal health coverage
title_full Benefit equity of social health insurance in China and its provinces (2014–2020): implications for universal health coverage
title_fullStr Benefit equity of social health insurance in China and its provinces (2014–2020): implications for universal health coverage
title_full_unstemmed Benefit equity of social health insurance in China and its provinces (2014–2020): implications for universal health coverage
title_short Benefit equity of social health insurance in China and its provinces (2014–2020): implications for universal health coverage
title_sort benefit equity of social health insurance in china and its provinces 2014 2020 implications for universal health coverage
url https://gh.bmj.com/content/9/11/e014806.full
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AT yaoyunzhang benefitequityofsocialhealthinsuranceinchinaanditsprovinces20142020implicationsforuniversalhealthcoverage