Faktor-Faktor Yang Mempengaruhi Kinerja Perusahaan Dimoderasi Oleh Financial Technology

This study analyzes the effect of financial inclusion, financial literacy, and financial behavior on company performance using financial technology as a moderating variable. This study uses quantitative methods. The population in this study is medium-sized businesses in Makassar City. Sampling using...

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Main Authors: Irmawati H. R., Jamaluddin Majid, Suhartono Suhartono
Format: Article
Language:English
Published: LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis 2022-10-01
Series:Jurnal Perbankan Syariah
Subjects:
Online Access:https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/785
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author Irmawati H. R.
Jamaluddin Majid
Suhartono Suhartono
author_facet Irmawati H. R.
Jamaluddin Majid
Suhartono Suhartono
author_sort Irmawati H. R.
collection DOAJ
description This study analyzes the effect of financial inclusion, financial literacy, and financial behavior on company performance using financial technology as a moderating variable. This study uses quantitative methods. The population in this study is medium-sized businesses in Makassar City. Sampling using purposive sampling in order to obtain a sample of 53. The data of this study is primary data extracted from respondents who have implemented financial technology through questionnaires. Data were analyzed using multiple linear regression techniques and moderate regression analysis (MRA). The study's multiple linear regression results indicate that financial literacy has a significant positive effect on company performance. Financial inclusion and financial behavior do not affect company performance. The MRA results show that financial technology does not moderate the effect of financial inclusion, financial literacy, and financial behavior on company performance. However, the use of financial technology is more appropriate as a predictor. This research contributes as input for relevant agencies to pay special attention to the development of company performance and becomes a facilitator for medium-sized businesses in improving their understanding of financial aspects.
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publisher LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
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spelling doaj-art-3ce84f5df16e48b9bf70d9775472de342025-08-20T02:39:08ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJurnal Perbankan Syariah2721-62412721-70942022-10-013214215910.46367/jps.v3i2.785785Faktor-Faktor Yang Mempengaruhi Kinerja Perusahaan Dimoderasi Oleh Financial TechnologyIrmawati H. R.0Jamaluddin Majid1Suhartono Suhartono2Universitas Islam Negeri (UIN) Alauddin Makassar, IndonesiaUniversitas Islam Negeri (UIN) Alauddin Makassar, IndonesiaUniversitas Islam Negeri (UIN) Alauddin Makassar, IndonesiaThis study analyzes the effect of financial inclusion, financial literacy, and financial behavior on company performance using financial technology as a moderating variable. This study uses quantitative methods. The population in this study is medium-sized businesses in Makassar City. Sampling using purposive sampling in order to obtain a sample of 53. The data of this study is primary data extracted from respondents who have implemented financial technology through questionnaires. Data were analyzed using multiple linear regression techniques and moderate regression analysis (MRA). The study's multiple linear regression results indicate that financial literacy has a significant positive effect on company performance. Financial inclusion and financial behavior do not affect company performance. The MRA results show that financial technology does not moderate the effect of financial inclusion, financial literacy, and financial behavior on company performance. However, the use of financial technology is more appropriate as a predictor. This research contributes as input for relevant agencies to pay special attention to the development of company performance and becomes a facilitator for medium-sized businesses in improving their understanding of financial aspects.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/785inclusionliteracybehaviortechnologyperformance
spellingShingle Irmawati H. R.
Jamaluddin Majid
Suhartono Suhartono
Faktor-Faktor Yang Mempengaruhi Kinerja Perusahaan Dimoderasi Oleh Financial Technology
Jurnal Perbankan Syariah
inclusion
literacy
behavior
technology
performance
title Faktor-Faktor Yang Mempengaruhi Kinerja Perusahaan Dimoderasi Oleh Financial Technology
title_full Faktor-Faktor Yang Mempengaruhi Kinerja Perusahaan Dimoderasi Oleh Financial Technology
title_fullStr Faktor-Faktor Yang Mempengaruhi Kinerja Perusahaan Dimoderasi Oleh Financial Technology
title_full_unstemmed Faktor-Faktor Yang Mempengaruhi Kinerja Perusahaan Dimoderasi Oleh Financial Technology
title_short Faktor-Faktor Yang Mempengaruhi Kinerja Perusahaan Dimoderasi Oleh Financial Technology
title_sort faktor faktor yang mempengaruhi kinerja perusahaan dimoderasi oleh financial technology
topic inclusion
literacy
behavior
technology
performance
url https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/785
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AT jamaluddinmajid faktorfaktoryangmempengaruhikinerjaperusahaandimoderasiolehfinancialtechnology
AT suhartonosuhartono faktorfaktoryangmempengaruhikinerjaperusahaandimoderasiolehfinancialtechnology